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Why do you want to sign the withdrawal on the app?
Fraud.

In the name of peer-to-peer lending, he asked the applicant to pay the so-called "capital verification fee", "insurance premium" and "deposit" in advance, deliberately creating the illusion that you have got all the money borrowed from the contract, arbitrarily determining that you have breached the contract and asking you to repay the "inflated loan" immediately. These are all manifestations of routine loans.