I. Introduction of visa Card
VISA, also translated as Visa, is a credit card brand managed by Visa International in San Francisco, California, USA. Visa provides a rich credit card product platform for its financial institution customers, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.
Second, the use of visa card matters needing attention
When using Visa dual-currency credit card or foreign currency single-currency card for cross-border online payment, choose a dual-currency card or single-currency foreign currency card that matches the transaction currency to easily save currency conversion fees; If the payment is unsuccessful, please consult the issuing bank whether the overseas online payment function is enabled on your Visa card; Install antivirus software on your computer and update it regularly. Try not to use credit cards to pay online in Internet cafes or computers without antivirus software. Choose a well-known and reputable website for online consumption, don't trust email advertisements sent by strangers, and don't send Visa card information by email;
Visa does not need to enter the withdrawal password when swiping the card, but it will check whether the signature is consistent with the back of the card. Because foreigners can't recognize Chinese character signatures, they often ask for "photoID", such as a passport with pinyin, an overseas driver's license, a Hong Kong and Macao pass, and a Taiwan pass. So that they can check with the pinyin letters printed on the card to confirm whether it is the cardholder himself. If you swipe visa, the store will not charge a handling fee, but visa will charge a currency exchange fee of 1.5% (if the transaction amount is not US dollars, it will not be charged if you swipe US dollars in the United States), which will be deducted from the US dollar account in the card after the total amount is increased.