Legal analysis
If you want to insure, you can call the insurance company first and suggest that you go back to the scene to take photos. The insurance company's reporting time is valid for 48 hours. Most insurance companies need to provide evidence photos of the crime scene. If the scene of the accident had not been photographed at that time, the case would not have been filed. If you have insurance, the insurance company will compensate 70% of the repair cost. If the car is found to be scraped, but the accident vehicle cannot be found, the owner should call the police at the first time and contact the insurance company. After handing it over to the traffic police to find the responsible person, the car mainly takes pictures of the accident site, including the location of the accident, the whole picture of the car and the damaged parts. If the traffic police can't find the responsible person, the traffic police should issue an "accident responsibility certificate", indicating that the responsible party escaped. If the evidence is sufficient, the owner can make a full claim to the insurance company, but it is not widely used in the industry. Most insurance companies can only pay 70% of the loss of the vehicle, and the remaining 30% is borne by the owner himself.
legal ground
Article 89 of the Procedures for Handling Road Traffic Accidents The participants in damage mediation include: (1) the parties to a road traffic accident and their agents; (two) the owner or manager of the vehicle in the road traffic accident; (3) Personnel of insurance companies that underwrite motor vehicle insurance; (four) other personnel that the traffic administrative department of the public security organ considers necessary to participate. The entrusted agent shall issue a power of attorney signed or sealed by the principal. The power of attorney shall specify the entrusted matters and authority. The mediation of damages shall not exceed three persons.