According to the meaning of the question, the principal is 50 thousand yuan, which is 50 thousand yuan.
The monthly interest rate is 4.5, or 4.5%.
According to the formula, monthly interest = principal * monthly interest rate.
Substitute the data in the question and you get:
50000*4.5%=2250
So 50 thousand yuan is 2250 yuan a month at the interest rate of 4.5.
Extended data:
Formula 1: daily interest rate = daily interest deposit (loan) amount X 100%.
Formula 2: Daily interest rate =? Monthly interest rate ÷30
Formula 3: Daily interest rate =? The annual interest rate is 360.
Influencing factors of interest rate:
1, central bank policy
Generally speaking, when the central bank expands the money supply, the total supply in loanable funds will increase, the supply exceeds demand, and the natural interest rate will decrease accordingly; On the contrary, the central bank implements a tight monetary policy, reducing the money supply, so that loanable funds's demand exceeds supply, and interest rates will rise accordingly.
2. Price level
Market interest rate is the sum of real interest rate and inflation rate. When the price level rises, the market interest rate also rises accordingly, otherwise the real interest rate may be negative. At the same time, due to rising prices, the public's willingness to deposit will decrease, while the loan demand of industrial and commercial enterprises will increase. The imbalance between deposit and loan caused by loan demand exceeding loan supply will inevitably lead to an increase in interest rates.
3. Stock and bond markets
If the securities market is on the rise, the market interest rate will rise; On the contrary, interest rates are relatively low.
4. International economic situation
Changes in a country's economic parameters, especially the exchange rate and interest rate, will also affect the fluctuation of interest rates in other countries. Naturally, the rise and fall of the international securities market will also bring risks to the interest rates faced by international banking business.
Baidu encyclopedia-monthly interest rate