China's "Negotiable Instruments Law" and "Payment and Settlement Measures" stipulate that the drawer may authorize the supplementary instrument to record two absolute items, including the check amount and the name of the payee, which shall not be used before the supplementary instrument is made. For the purpose of defrauding property, the People's Bank of China will impose a fine of 5% of the face value, but not less than 1000 yuan. Article 31 of the Measures for the Implementation of Bill Management stipulates that the purpose of issuing blank checks or checks inconsistent with their reserved signatures is not to defraud property, and the People's Bank of China shall impose a fine of 5% of the face value but not less than 1000 yuan.

Legal objectivity:

Article 102 of the Bill Law commits one of the following acts of bill fraud, and shall be investigated for criminal responsibility according to law: (1) Forging or altering bills; (2) Intentionally using forged or altered bills; (3) Issuing a bad check or deliberately issuing a check that is inconsistent with its reserved signature pattern or seal to defraud property; (four) issuing bills of exchange and promissory notes without reliable sources of funds to defraud funds; (5) The drawer of a bill of exchange or promissory note makes false records at the time of issuing the bill to defraud money or property. (six) fraudulent use of other people's bills, or deliberately use expired and invalid bills to defraud property; (7) The payer, the drawer and the holder collude maliciously and commit any of the acts listed in the preceding six items.