Honey, I'm happy to answer your question. I paid back the credit card of 20 thousand yuan. Can I pay 15000 first, then spend 5000, and then spend 5000? It's impossible. You paid back 20,000 yuan at a time, paid back 15000, leaving 5000 yuan. If you spend another 5,000 yuan, there will be no money, and 5,000 yuan will not be enough.