?In life, we sometimes often encounter situations where others borrow money from us. In order to prevent our rights and interests from being infringed upon, loan contracts have become the best contract for people to protect their rights and interests. The loan contract can bear corresponding legal liabilities when the lender breaches the contract. So have you ever understood what types of loan contracts there are? The following is the "Formal Template for Personal IOUs in 2022 (Selected 8)" that I carefully collected and compiled for you. It is for reference only. I hope it will be helpful to your work. Formal template of 2022 personal IOU (selected 8 articles) (Part 1)
? Party A: ____________________
? ID number: ____________________
? Party B ：____________________
?ID card number: _______________
?Because _____________ raised money to buy __________, we borrowed money from _____, and *** borrowed RMB ______ yuan Whole (capital) __________. The loan period is from _____ year _____ month _____ to _____ year _____ month _____ day. The borrowing interest rate is calculated based on the People's Bank of China demand deposit interest rate for the same period. The specific interest is calculated based on the actual number of days of borrowing for each amount. Liability for breach of contract: If the loan cannot be repaid on time, the penalty for liquidated damages is RMB ______ yuan (in capital letters). Borrower (signature and fingerprint) __________
?A copy of the ID card is pasted on the IOU
?I am afraid that the above words are unfounded, so I hereby write this IOU as proof.
?Lender of the certificate: ____________________
?ID card number: ____________________
?Contact address: ____________________
?Telephone number: __________________
?Borrower: ____________________
?ID card number: ____________________
?Contact address: _______________________
?Tel: ____________________
?IOU issuance time: _____ year _____ month _____ day 2022 Formal template of personal IOU (selected 8 articles) (Part 2)
?Ziyin_ _______ has been short of money recently, so he borrowed an amount from _________ and received a total amount of RMB ______ yuan. It is expected to be returned as scheduled before ____ month ____ year ____. During the period, the monthly interest is RMB ______ yuan, which must be paid at the beginning of each month without error.
?I am afraid that the above words are unfounded, so I hereby write this IOU as proof.
?Lender of the evidence: _______ ID number: ___________ Contact address: ___________ Telephone: _________
? Borrower of the evidence: _______ ID number: ___________ Contact address:___________Tel:________
?Witness: _______ID card number:________Contact address: __________Tel:__________
?Guarantor: _______ID card number :________ Contact address: __________ Telephone: _________
?________Year____Month____2022 Formal template of personal IOU (selected 8 articles) (Part 3)
The names, specifications, quantities and amounts of the items borrowed by Ciyou___ from our company on ___ month ___ of ___ are shown in Appendix 1 below. It is agreed to return it on ___ month ___ year ___. If the borrower cannot repay the property in kind, the borrower will be compensated according to the amount in the table. This is the basis for both parties to borrow the item. The IOU takes effect from the date the item is borrowed and ends on the date it is returned.
?Person in charge of the borrowing unit:
?Copy of ID card:
?Date: 2022 Formal template of personal IOU (selected 8 articles) ( Chapter 4)
?Lender of evidence: ID number:
? Borrower of evidence: ID number:
Because _____ I have been short of money recently, so I borrowed money from _____. *** borrowed RMB ______ yuan (in capital letters) _____________.
?The loan period is: _____ year _____ month _____ day to _____ year _____ month _____ day.
?Liability for breach of contract:
?If the loan cannot be repaid on time, the liquidated damages shall be RMB_______ yuan (in capital letters)___________ Copy of the borrower's (signature and thumbprint) ID card Paste it on the IOU
? I am afraid that the above statement is unfounded, so I hereby post this IOU as evidence.
?Lender of the evidence: ____________
Telephone number: _______________
? Borrower of the evidence: ____________
Identity card number :____________
?Telephone: _______________
?IOU issuance time: _____ year _____ month _____ day 2022 Formal template of personal IOU (selected 8 articles) (article 5)
?I (borrower) _________ today borrowed (lender) _________ RMB (uppercase) _____________ Yuan, lowercase _________ Yuan.
?The loan period starts from _______year_____month_____day to ______year_____month_____day, the interest rate is _____% per month, and all principal and interest are paid on _ The payment shall be made in one lump sum on _____year_____month_____day.
Responsibilities for breach of contract: The borrower must pay ______% of the total loan amount as liquidated damages if the borrower fails to repay the loan within the due date; if the matter needs to be settled in court, the borrower shall bear all additional costs incurred. Including attorney fees, etc.
? Borrower (signature) ID number:
? Guarantor (signature) ID number:
?Date: ______year______ Formal template of personal IOU on ______, 2022 (selected 8 articles) (Part 6)
? Borrowed RMB from the lender on ______, month______, __________ (uppercase) ____________________ yuan, lowercase _______ yuan. During the loan period, the borrower shall pay corresponding interest of ______ yuan to the lender.
?Borrower__________ ID number____________________________ (signature and seal)
?Lender__________ ID number____________________________ (signature and seal)
?Guarantor__________ ID number____________________________ (signature)
?Date:
?Borrower: 2022 Formal template of personal IOU (selected 8 articles) ( Chapter 7)
?Due to personal (reasons), I borrowed __x________ yuan (_yuan yuan)
?Borrowing date: _____year_____month_____day repayment Date of payment: _____year_____month_____day
?Borrower: ______ (signature)
?A copy of the ID card is pasted on the IOU (very important) < /p>
?Special note: If the borrower is a foreigner, it is best to indicate the jurisdictional court after the dispute occurs (agreed 2022 formal template for personal IOU (selected 8 articles) (Part 8)
?Due to _________’s recent financial difficulties, we borrowed the amount from________, and the amount we received is RMB ______ yuan.
?It is expected to be ___ in ____. Return as scheduled before _month____
?The monthly interest is RMB ______ yuan and must be paid at the beginning of each month.
?The above is for fear of error. It is said that there is no proof, and this IOU is hereby used as proof.
?Lender of the evidence: _______ ID number: ___________
Contact address: ___________ Telephone: _________
Borrower of the evidence: _______ID card number:___________
?Contact address:___________Tel:________
?Witness:_______ID number:________ Contact address:__________Tel: __________
?Guarantor: _______ ID number: _________ Contact address: __________Tel: _________
?**Year*Month*Day