The beneficiary of the insurance can be changed. But if you fill it out incorrectly, you may not get the compensation when you go to the insurance company for compensation! The insured or policy holder may change the beneficiary and notify the insurer in writing. After receiving the written notice of changing the beneficiary, the insurer shall make an endorsement on the insurance policy or other insurance certificate or attach an endorsement. When changing the beneficiary, the policyholder and the insured must reach an agreement. 1. Who can change the insurance beneficiary? 1. Ensure that my country’s insurance law strictly stipulates that only the insured or policy holder can apply to change the beneficiary. Moreover, if the policy holder changes the beneficiary, the policy holder’s consent is required. 2. Ensure that since the insured is the beneficiary of the insurance contract, if the beneficiary is changed, the rights of others will not be infringed, but the insurance premium will be paid by others. Therefore, when the insured proposes to the insurance company to change the beneficiary, the beneficiary can make the change. Although it can be changed, there are still some things to pay attention to during the change process, otherwise you may not be compensated. two. Notes on changing the beneficiary (1) The policy holder and the insured must sign the application form, or if they are minors, their legal guardians. (2) The beneficiary will not endanger the personal safety of the insured or intentionally endanger the insured in order to obtain insurance benefits. Otherwise, you will be suspected of insurance fraud. Not only will you not be able to get the money, but you will also be subject to legal sanctions. (3) When designating a beneficiary, the statement must be clear and no vague language such as "wife" or "children" should be used. Avoid insurance disputes caused by not knowing who the beneficiary is when paying compensation. Failure to designate a beneficiary may expose you to the possibility of future payments being made to the estate, estate tax collection, and debt settlement. There is much more to the beneficiary than this. There is a science to both naming and changing beneficiaries.