Under normal circumstances, whoever purchases a commercial house will write his or her name when signing the commercial house sales contract. Later, when applying for a real estate certificate, the signature on the commercial house contract shall prevail. However, in practice, it may happen that the parties want to change their names after signing a commercial housing contract. So, can the name of the house purchase contract be changed? How to do it specifically? Let’s find out together below.

1. What is the name change of the house purchase contract?

The name change of the house purchase contract refers to the fact that the home buyer wants to change the buyer of the house purchase contract in order to complete the transfer. Common forms include: adding, reducing or directly replacing the buyer.

2. What are the common reasons for name changes in house purchase contracts?

The home buyer’s loan limit is insufficient and additional buyers are needed to make up the loan limit. Of course, you can choose to remove one of the buyers afterwards; the home buyer needs to transfer the property to another person; in order to facilitate the joint repayment of the loan or joint ownership of the property, add a buyer.

3. Can the name of the house purchase contract be changed?

First of all, I would like to remind you that if the contract has been registered, the name cannot be changed. After the contract is registered, transactions cannot be conducted by changing the name.

If you have completed the online signing, it is recommended that you negotiate with the developer. If the developer agrees, you must first cancel the contract. After the original contract is cancelled, you must sign the contract again and re-register it. This is okay. . The key here is to obtain the developer's consent, and you need to confirm whether the original contract is truly revoked, so that your contract can be successfully filed.

4. What are the procedures for changing the name of a house purchase contract?

1. No online signing

The commercial housing sales contract has not yet been signed and filed by the trading center. At this time, the home buyer only needs to negotiate with the developer, cancel the previously signed contract, and sign a new commercial housing sales contract in the name of the person who needs to change it. This situation does not involve taxes and fees, and it is relatively simple to handle. Businessmen generally agree.

2. Those who have completed the online signing

The specific process is to first cancel the online signing, then go to the Housing Authority to get the materials for re-signing, and then re-register and sign a new contract. This method is more troublesome for developers, so developers are generally unwilling to do it unless there are special circumstances. Because the State Council stipulates that off-plan property transfers are prohibited, there is also an issue with developers regarding the withdrawal rate of online visas, so generally developers are unwilling to do so.

3. Wait for the real estate certificate to be issued to change the name

If the home buyer only intends to add or delete a name, then he can wait for the real estate certificate to be issued to change the name. Name changes between couples only charge the cost of the work. . However, it should be noted that if you are not a couple, the corresponding fees must be calculated according to the second-hand house transaction process.

4. What are the risks of changing the name of the house purchase contract?

Due to the unfairness of the transaction, the contract may be rejected by the competent authorities during registration; if the purpose of name change and transfer is to avoid taxes, you may also face the risk of being taxed when applying for a property rights certificate; the contract The name change must be agreed upon by both parties. If one party reneges, the contract will be invalid.

Can the name of the house purchase contract be changed? The answer is yes, but the procedures for changing the name of the house purchase contract are relatively complicated and the risks are not small. At the same time, corresponding fees need to be paid for the name change. The specific process and fees require consultation between the home buyer and the developer. This is where I will introduce you to the relevant information about the name change in the house purchase contract. If you face the same problem in real life, I hope that the knowledge I have summarized can help you.

Jiayu Liuhu Seal is for sale

Reference price: Reference starting price is 6,500 yuan/㎡

Property address: Moon Avenue and Quanshui Road Interchange

Property phone number: 400-819-6590 ext. 0649

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