Personal flow is very important, which needs to be used in many aspects, such as loan to buy a house to print salary flow, visa printing transaction flow, withdrawal of provident fund to print repayment flow and so on. At present, many banks have upgraded their convenience services. Users can directly query and print personal running details without leaving home. Some banks even support printing traffic within five years.
At present, China Industrial and Commercial Bank, China Construction Bank and China Merchants Bank. You can print an electronic version of your personal process.
Take China Merchants Bank as an example. After logging in to China Merchants Bank Mobile Banking, you can see the "Revenue and Expenditure Details" icon at the top of the homepage. After clicking enter, you can select the "print process" function in the upper right corner to apply for personal process printing, and then the system requires face recognition. After the face authentication is completed according to the prompt, the relevant data will be sent to the mailbox designated by the user.
Take China Construction Bank as an example, log in to the "Application for Transaction Details of Current Account" of mobile banking, fill in the application information, and select the time span of transaction details. After the application is successful, the electronic details will be sent to the personal mailbox in PDF format within 24 hours, and the email attachment will be opened, and the password for receiving and decompressing the received files will be entered for printing.
Compared with many banks printing personal data, most of them are very simple to operate, basically just enter the application information. After the application is successful, the electronic version of the relevant running details will be sent to the personal mailbox. In addition, the transaction details printed by mobile banking have been stamped by the bank. If citizens need to check the authenticity of the transaction details, they can log in to WeChat official account, personal mobile banking or personal online banking to verify the electronic seal, effectively preventing the information from being tampered with.
In the banking/financial industry, the use of electronic seals is very common. Take ICBC as an example;
The electronic signature of ICBC is completed by printing the electronic seal by the machine. The most obvious difference from the physical seal is that each printed electronic seal is embedded with the verification code of 12 characters, and the security watermark containing the same verification code and the riding seal in the form of electronic seal are printed on the contract text page by page; In particular, this verification code is absolutely unique to the contract. If any terms of the contract change, the verification code will automatically change accordingly, and human intervention is absolutely excluded.
For customers, the authenticity of the full-text contract information and electronic seal can be easily verified by scanning the QR code or entering the verification code through the mobile Internet (including ICBC e-link and mobile banking e-line). This ingenious technical arrangement is equivalent to one-on-one "publicity" of the original mysterious bank seal by electronic means, and at the same time, it really helps customers quickly confirm the true meaning of the bank represented by the contract text and electronic seal, thus preventing the risk of damage caused by contract fraud such as flying orders to customers.
The reason why banks/financial industries adopt electronic seals is to start with the advantages of electronic seals and traditional entity seals.
Electronic seal is an additional form of seal appearance when making electronic signature. In a word, electronic seal is the manifestation of electronic signature. According to the provisions of Article 2 of People's Republic of China (PRC) Electronic Signature Law, electronic signature refers to the data contained in the data message in electronic form, and attached with identification of the signer, indicating that the signer approves the content. Therefore, electronic seal is a kind of electronic code data, which can be used to verify the identity of the parties and show their confirmation of the authenticity and validity of information.
Zhihu: Sign an electronic contract with confidence.