Legal analysis: only provide ID number, name and mobile phone number. Formal online lending platforms cannot lend. A formal online lending platform must provide the original ID card and other materials after real-name authentication before applying for a loan. If you find that your ID card has been fraudulently used by others, you can also call the police in time and investigate the legal responsibility of the fraudulent user.

Legal basis: Article 17 of the Law of the People's Republic of China on Resident Identity Cards commits one of the following acts, and the public security organ shall impose a fine of more than 200 yuan but less than 1,000 yuan, or detain it for less than 10 days. If there are illegal gains, the illegal gains shall be confiscated: (1) using another person's identity card or using a fraudulent identity card; (2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.