In 20021year, Shanghai will further promote the healthy and stable development of the real estate market, strengthen policy coordination, and deepen and improve the linkage mechanism between housing and finance.
On April 23rd, Shanghai Housing Authority officially released the Work Summary of Shanghai Housing Authority in 2020 and the Work Plan for 20021year (hereinafter referred to as the Plan), which plans to summarize the work in the past year and deploy the real estate work plan for this year.
"202 1 is the first year of the 14th Five-Year Plan, and the field of housing management is related to economic development and people's livelihood. Real estate should serve the' 14 th Five-Year Plan' and at the same time need to solve the practical problems of Yi' an's living and living. " Industry analysts said.
This year, real estate regulation will be more thorough, and special inspections will consolidate the regulation effect or normalize it.
For the work plan of 202 1, the plan is clear and promotes the healthy and stable development of the real estate market. Firmly adhere to the positioning of "houses are for living, not for speculation", improve the long-term mechanism for the stable and healthy development of the real estate market in accordance with the requirements of "one city, one policy", continue to highlight the word "stable" and focus on "stabilizing land prices, housing prices and expectations". Strengthen policy coordination, deepen and improve the linkage mechanism between housing and real estate, and improve the linkage mechanism between housing and finance.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that the statement of Shanghai Housing Authority fully shows that regulation will continue to be strict. It can be seen from this year's work plan that this year's real estate market regulation will be more perfect, especially in strengthening policy coordination, establishing various linkage mechanisms, and consolidating existing regulation measures.
At the same time, the "Planning" mentioned that this year, the housing purchase restriction and differentiated housing credit policies will be strictly implemented, and the management of commodity housing sales will be strengthened. Strengthen market supervision, carry out special rectification of market order, and severely investigate and deal with all kinds of illegal acts. Strengthen monitoring and early warning and public opinion guidance, and pay attention to risk prevention.
"This shows that on the basis of the original regulation, a wave of major inspections will be formed, including the sales management of commercial housing mentioned in the plan, which will have a positive impact on the subsequent real estate trading market." Industry analysts said.
Yan Yuejin pointed out that Beijing has recently made clear the major inspection of real estate order and carried out 12 inspection and supervision in the field of rent and purchase, which is of great significance. This also shows that on the basis of implementing the existing regulatory policies, we should really consolidate the regulatory effect through inspection and prevent the regulatory policies from going out of shape. For the Shanghai market, this statement also fully shows the positive orientation of market stability. Through inspection, we can find some ways to continue to exploit policy loopholes, which will help prevent market risks and promote the stable and healthy development of the market. For the relevant housing enterprises and intermediaries, the recent marketing and management work really needs to be standardized in order to truly respond to the various regulatory spirits in Shanghai.
Since the beginning of the year, regulatory policies have continued. "Don't underestimate the government's determination to control housing prices."
It can be seen that the regulation policy of Shanghai property market has been going on since this year. According to the incomplete statistics of the paper, the stable and healthy development of the market has been continuously maintained from the aspects of purchase restriction, sales restriction, loan restriction and interview.
According to Lu Wenxi, an analyst of Shanghai Zhongyuan real estate market, since the beginning of the year, Shanghai has been constantly introducing regulatory policies. Whether it is the New Deal, interviews or repeated reaffirmation of some old content, it shows the attitude of the government. "Don't underestimate the government's determination to control housing prices. This year is particularly obvious. If the subsequent house prices still heat up, the policy will continue to increase. "
65438+ 10/2 1 day, Shanghai Housing and Urban-Rural Development Management Committee and the Municipal Housing Management Bureau and other eight departments issued the Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in this Municipality, covering land, purchase restriction, credit, new house lottery, taxes and fees, etc. It is mentioned that buying a house within 3 years after divorce is calculated according to the number of family sets before divorce; All houses less than 5 years old pay VAT in full.
65438+1On 29 October, the Shanghai Banking Insurance Regulatory Bureau issued the Notice on Further Strengthening the Management of Personal Housing Credit, which once again strengthened the orientation of "living without speculation" and put forward further requirements for the management of personal housing credit. The Shanghai Banking Insurance Regulatory Bureau clearly stated that it will strictly review the minimum down payment ratio, debt service income ratio and loan restrictions of individual housing loans; At the same time, the issuance of individual housing loans will be strictly controlled, and the follow-up mortgage will focus on supporting the loan demand for purchasing the first self-occupied housing. Housing loans can only be issued to individuals who purchase houses with the main structure capped.
On February 1 day, the housing management departments of Shanghai and the district, together with the municipal market supervision administration and other departments, conducted interviews with intermediary agencies and housing enterprises, and reported the recent violations in the real estate field. Require all real estate brokerage institutions to continuously strengthen the management of front-line personnel in the course of operation, and shall not induce, instigate or assist the parties involved in the sale of houses to violate or evade real estate control policies, and violate tax collection and management and financial supervision policies; Don't speculate on the price increase of houses and create panic in buying houses; Shall not participate in illegal real estate financial activities such as business loans, down payment loans and consumer loans.
On March 3, Shanghai Housing and Urban-Rural Construction Management Committee, together with Shanghai Planning and Natural Resources Bureau and Shanghai Housing Management Bureau, issued the Notice on Further Strengthening the Management of the Real Estate Market in this Municipality, which clearly strengthened the management of residential land supply, deepened and improved the linkage mechanism of housing prices and land prices, strictly regulated the purchase of commercial housing by enterprises and restricted the sale of housing. According to the new regulations, newly-built commercial housing purchased according to the priority purchase policy can only be transferred after the online signing of the purchase contract has been filed for five years.
On March 16, the Shanghai Municipal Education Commission issued the Implementation Measures for the Enrollment Reform of Ordinary Senior High Schools in Shanghai. It is mentioned in the implementation measures that more than half of the enrollment places of all major high schools in the city will be allocated to all junior high schools in all districts of the city, which also means that top public junior high schools and ordinary "middle schools" stand on the same starting line-quota allocation. This policy aimed at promoting a balanced education has also poured a pot of cold water on the fiery school district.
On March 19, Shanghai Real Estate Brokerage Industry Association launched the "Self-discipline Initiative for Standardizing Listing and Information Release" to all real estate brokers in Shanghai. It is required not to list or publish unverified houses or houses with inflated prices. Publish the listing information online and offline, and do not use the "school district room" for promotion; In business operations, don't mislead buyers in the name of "school district housing".
Five new towns will prepare special housing plans for new towns.
"As the first year of the 14th Five-Year Plan, this year's work plan is not only the regulation of the real estate market, but a set of all-round and three-dimensional action combinations. It also mentioned vigorously developing rental housing, speeding up urban renewal, improving residents' living conditions, insisting on prospering the city with production, attracting people with industry and living in houses; Increase the installation and promotion of elevators in existing multi-storey residential buildings to promote the renewal of old houses. This series of actions will guarantee the high-quality development and high-quality life of the city. " Lu Wenxi said.
This year's "Planning" mentioned that we should adhere to the positioning that "houses are for living, not for speculation" and accelerate the establishment of a housing system with multi-subject supply, multi-channel guarantee and simultaneous rent and purchase. Adhere to the supply-side structural reform and improve the quality of life as the main line. Housing development will further strengthen the accurate supply, quality supply, service supply and institutional supply of housing on the basis of keeping the total supply basically stable, and promote residents to live and work in peace and contentment. Improve the housing market system and housing security system. Guided by stable employment and stable residence, we will pay more attention to overall planning, overall arrangement and orderly promotion, vigorously develop rental housing, increase the supply of rental housing, and expand the coverage of affordable rental housing policies. Accelerate urban renewal and improve residents' living conditions.
At the same time, focusing on the new city, the development focus of the city's joint efforts, the preparation of special housing planning for the new city. Adhere to the prosperity of the city by production, attract people by industry, and live in houses, and solve the housing and people's livelihood problems in the new city from the source of planning. According to the requirements of "integration of production and city, complete functions, balanced occupation and residence, ecological livability, convenient transportation and efficient governance", we will gather resources, optimize policies and implement actions, build a good housing system in the new city, rationally arrange the scale, structure, layout and supply order of rental housing, commercial housing and affordable housing, and promote the overall renewal of the old city.
According to the "Planning", this year, we will pay equal attention to growth and survival, and strive to improve the quality of living. Fully promote the implementation of the popular support project. More efforts will be made to promote the installation of elevators in existing multi-storey houses. According to the principle of "increase as many elevators as you can, and increase as much as you are willing to increase the speed", there are more than one elevator 1000 in existing multi-storey houses.
At the same time, in-depth implementation of the "several opinions on accelerating the transformation of old houses in this city." We will promote the renovation of dilapidated houses by 6.5438 million square meters, focusing on the renovation of disabled workers' houses, thin beam houses and alley houses, and intensify the renovation of dilapidated houses in key areas such as Wuxincheng and Suzhou Creek.
Generally speaking, Wang Zhen, director of Shanghai Housing Management Bureau, pointed out at the Shanghai Housing Management Bureau's 202 1 System Work Conference held on April 23, firstly, we must resolutely implement the spirit of the central government and the work requirements of the municipal party committee and municipal government, and build the basic framework of the rent-and-purchase housing system in megacities; Second, we must live in a house that is not speculative and strive to maintain a stable and healthy development of the real estate market; Third, adhere to both rent and purchase, and strive to solve the outstanding housing problems in big cities; Fourth, we should pay equal attention to increasing income and reducing expenditure, and strive to improve the quality of life; Fifth, we should integrate online and offline, and strive to improve the comprehensive management level of residential quarters; Sixth, we must stick to the bottom line and focus on preventing and resolving various potential risks.