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Does it have to be in person to use a credit card in the United States?

If you are not the person, it is recommended to use a UnionPay debit card instead of a credit card. This way you don’t need to sign, just enter the password. In addition, there are discounts for using UnionPay debit cards in many stores, such as GAP, BananaRepublic, AnnTaylor, Guess, Apple, DFS Galleria Duty Free Store, Macy's, Bloomingdales, Nordstrom, Sears, Costco, Barstow Outlets, etc.

Currently, merchants in the United States that have accepted UnionPay cards only accept UnionPay debit cards. However, at ATMs in the United States that have accepted UnionPay cards, both debit and credit cards can be used to withdraw cash. However, credit card cash withdrawals require higher cash advance fees. Currently, in accordance with national foreign exchange management regulations, each debit card can withdraw US dollars equivalent to RMB 5,000 per day. The card-swiping environment in the United States is very different from that in China: most merchants in the United States do not post signs accepting bank cards, but as long as merchant card machines have a keyboard for entering passwords, you can basically use UnionPay debit cards; in the United States, as long as there are UnionPay and PULSE ATM machines You can use UnionPay cards to withdraw money if you have any logo with CitiBank, and many ATM machines have been equipped with Chinese operation interfaces; when using ATMs to withdraw money in the United States, in addition to the handling fees charged by domestic card-issuing banks, American ATM operators A certain amount of service fees will also be charged, but the ATM machines of four banks including Citibank (CITI), PNC Bank, United Bank (UCB), and Chase Bank (CHASE) will not charge this fee; the operation of American ATM machines is the same as It is slightly different in China. You need to insert the bank card into the card slot and then take it out before the operation interface will appear on the ATM screen. If you do not take it out, you will not be able to operate it.

Currently, there are more than 200,000 ATM machines in the United States that accept UnionPay cards (including debit cards and credit cards) in key tourist cities such as Los Angeles, San Francisco, Hawaii, Las Vegas, New York, and Washington. You can use UnionPay cards to make purchases at merchants and withdraw money from ATMs in other places.