First, the payment limits are different. The maximum single payment limit of the electronic banking password card is 1,000 yuan, and the daily cumulative maximum payment limit is 3,000 yuan; the minimum single payment limit of U-shield is 1 million yuan, and the daily cumulative minimum payment limit is 1 million yuan. If there is a higher demand, You can also apply again to the bank.

Secondly, as a kind of key, the electronic banking password card has high security, but if the user scratches off the film all at once, there is a risk of being photographed and copied. After mastering your online banking registration card number, login password and other information, you can steal your money; U-Shield does not have this risk, because as long as you apply for U-Shield, you must insert U-Shield for external transfers, remittances, payments and other operations. Make signature transactions.

Other tips: No matter you have applied for a USB shield or a password card, the most fundamental thing for using online banking is to develop good Internet usage habits, such as: logging out in time after use, not waiting in public places in Internet cafes Use online banking at the venue, correctly identify the authentic and fake websites (ICBC bank cards or passbooks and other media have website addresses on the back), and keep important information such as online banking login passwords, payment passwords, U-shield passwords (bank staff will not, for any reason, Please bear in mind any excuse to ask for a password from a customer).