Applying for a bank card under the age of 15 requires a household register, application form, and guardian’s ID card.

1. If you are a minor under the age of 15, you need to be accompanied by a guardian before you can apply for a bank card. You can apply for a savings card and a debit card, but you cannot apply for a credit card or online banking.

2. Under normal circumstances, 15-year-olds can apply for bank cards, but if they are minors under 16 years old, they must be accompanied by their guardians and bring their own ID cards and hold the household registration book or identity card. Only minors who are over 16 years old but under 18 years old can apply for a bank card with their ID cards or household registers and copies.

The general process for customers under the age of 16 to apply for a bank card: 1. Customers under the age of 16 need to be accompanied by their guardian and bring their account book to the bank where they want to open an account. 2. Fill out the personal settlement account management agreement and personal card application form, and submit them to bank staff. 3. After handing the household registration book and application form to the staff, enter the password and signature according to the prompts.

Although minors can apply for bank cards, they cannot activate online banking services. To apply for a bank card, minors under the age of ten and those without civil capacity must be accompanied by a guardian and bring two valid IDs, as well as other documents that reflect the nature of the guardianship.

Minors do not have to go to apply for a bank card themselves, or they can go and have their guardian issue a bank card on their behalf, but they need to present the guardian's valid ID and the resident ID or account of the bank card user. You must also provide a valid certificate that truly reflects the custody relationship, preferably a birth certificate.

Effective materials proving the guardianship relationship for bank cards for minors mainly include: household registration book, birth certificate, street certificate, judicial documents (mediation letter, ruling letter, judgment letter), and relevant certificates issued by the public security department wait.

Instructions for minors to apply for bank cards: 1. When a minor opens a bank card, he or she may not be present in person, and the guardian will provide relevant compliance information to issue the bank card on his or her behalf. 2. When the guardian opens the card on his/her behalf, it is deemed to be done by the guardian himself, and there is no need for the head of household to activate it himself. 3. According to relevant laws and regulations, the age of 16 must be calculated from the second day of your birthday. You can go to the Agricultural Bank of China counter to open an account in person from the second day of your 16th birthday.