This is a bank policy.

The function of the previous signature is to confirm that it is the person and for approval. Now the amount is approved, the signature is confirmed, and the loan is ready. So you have to sign, otherwise you won’t get the money. Both parties go through relevant procedures: the bank notifies the loan applicant that after the loan is approved, he or she needs to open an account with the bank, receive a debit card and sign a loan contract. At the same time, relevant guarantee procedures such as mortgage, guarantee, pledge and insurance will be handled. When signing a loan contract and handling guarantee procedures, you must understand the details in the contract in detail and clarify your rights and obligations to avoid unnecessary misunderstandings. Bank loans: After all loan procedures are completed, the bank will transfer the loan funds to the real estate developer's account, the lending relationship is established, and the lender repays the loan according to regulations.