1, applicable to different businesses.

Online clearing: suitable for individuals or companies to discount to banks.

Off-line clearing: It is applicable to transactions between Bank of China and access Finance Company in the same city.

2. Different liquidation methods.

Online clearing: it is applicable to transactions between acceptance in different places and other banks.

Off-line clearing: It is applicable to transactions between Bank of China and access Finance Company in the same city.

3. The signers are different

Online settlement: the payment bank will automatically sign for it, and then the system will automatically remit money.

Off-line settlement: Off-line payment is signed by the bank and is a manual wire transfer.

Extended data:

Electronic acceptance bill is a subclass of electronic commercial bill.

Electronic commercial bills are made by the drawer in the form of data messages, and the payer is entrusted to unconditionally pay a certain amount of bills to the payee or holder on a specified date. Compared with paper commercial bills, it has the outstanding characteristics of issuing and circulating in the form of data messages, and replacing entity signatures with electronic signatures.

The advantages of electronic commercial bills are greatly improved security, prolonged term, greatly reduced transmission and storage costs, greatly improved bill payment and settlement efficiency, and greatly reduced financing operation costs.

Electronic acceptance bill service object:

1, cross-regional operation, information requirements for financial management of group enterprises and their subsidiaries.

2. Large production and sales enterprises and their upstream and downstream supply chain enterprises.

3. Small and medium-sized enterprises that use commercial bills as a settlement tool for daily business activities.

4, the use of commercial bills for settlement of e-commerce platform and its member enterprises.

5. Major financial companies with standardized capital management and extensive commercial bill business.

6. Commercial banks at all levels with commercial bill business qualifications and providing corresponding services.

References:

Baidu Encyclopedia: Electronic Acceptance Bill