1. Electronic policies for short-term accident insurance (accident cards of various insurances) do not require a signature

2. For long-term life insurance and accident insurance, electronic policies can be stored on mobile terminals (such as Pacific Insurance) You can sign on the Shenxing Taibao).

3. Some insurance companies do not have mobile terminals and use paper signatures.

1. Electronic insurance policies refer to electronic insurance policies with the electronic signature of the insurance company issued to customers by insurance companies with the help of digital signature software and enterprise digital certificates that comply with the PKI system. Industry insiders pointed out that if the online insurance platforms chosen by major consumers are professional and formal, the electronic insurance policies obtained through online insurance will be more reliable. How to check electronic insurance policy? Regarding the issue of electronic policies and paper policies, relevant experts said that from a legal perspective, paper policies and electronic policies are the same, and policyholders do not need to worry about their rights and interests. Identity verification, that is, who is responsible for this document, the responsible person of the electronic policy is the insurance company. Timestamp verification, that is, the signing time of the electronic policy.

2. Electronic insurance policies refer to electronic insurance policies with the electronic signature of the insurance company issued to customers by insurance companies with the help of digital signature software and enterprise digital certificates that comply with the PKI system. The electronic signature has the same legal status as the handwritten signature and seal.

3. Click "Sign" and then sign in the box; 3. After the signature is completed, click Next and sign the liability letter for disclaimers; 4. Perform face recognition and take a selfie Just upload a clear photo to the system and you're done. If face recognition fails, you need to take a photo of your ID card and upload it to the system. At present, after the policyholder completes the payment, the system will automatically jump to the application form page, and the policyholder only needs to sign according to the above operation process. If the system does not automatically jump to the application form page, the policyholder can enter the signature page through the link in the text message sent by Ping An.

4. Industry insiders point out that if the online insurance platforms chosen by major consumers are professional and formal, the electronic insurance policies obtained through online insurance will be more reliable. In addition, before applying for insurance, consumers who search for websites through browsers should also pay attention to the name, domain name, web page display, and website functions of the website. If they have any questions, they can verify the authenticity of the website by calling the insurance company’s customer service hotline.