After the interest rate of bank time deposit dropped again and again, many people aimed at large deposit certificates. At present, the amount of large deposit certificates of state-owned banks is generally tight. If you want to buy a large deposit certificate, you often need to make a good strategy in advance. Let's first take a look at the regulations of the Bank of Communications on the sale of large deposit certificates.

How often does Bank of Communications issue certificates of deposit?

Bank of Communications will issue certificates of deposit irregularly according to market conditions, starting at 9: 00 am on the sale date. You can download the latest version of Bank of Communications Mobile Banking, search for large deposit certificates through the magnifying glass at the top of the page, inquire about the information of large deposit certificates on sale and buy them. Additional subscription of the original certificate of deposit is not supported.

Staff of Bank of Communications suggested that if the amount of large deposit certificates in mobile banking of Bank of Communications is insufficient, customers can choose to go to the bank counter, and tellers can apply for the amount in the system, but the amount should be limited, and the head office or provincial branches will control the total amount.

Bank of Communications has the function of pre-sale lottery for large deposit certificates:

Download the latest version of Bank of Communications Mobile Banking, search for certificates of deposit through the magnifying glass at the top of the page, and enter the list page of certificates of deposit. Click on the product with the lottery pre-sale label to enter the pre-sale page. After the pre-order is successful, the user's funds will be circled. Whether the final purchase is successful depends on whether the lottery wins or not. If the customer wins the lottery, it will be purchased automatically on the product release date (T day); If the customer fails to win the prize, the circulating funds will be automatically released on T day; If some customers win the prize, the winning part will be automatically bought on T-day, and the non-winning part will be automatically released.

Finally, I would like to remind you that the deposit interest rates of different banks are different. Some cautious investors even choose inter-provincial deposits. The deposit certificate of Bank of Communications can be withdrawn in advance, but the interest will be damaged.