Many people ignore the replacement of vehicle insurance when buying and selling used cars. Many consumers will question when they encounter difficulties in making claims? According to the staff of the insurance company, the transfer of auto insurance can change the contents of the policy, such as replacing the insured and the owner. The specific operation method is to write an application for auto insurance transfer, indicating the insurance policy number, license plate number, names of old and new owners and reasons for transfer, and sign or seal it; Take the original insurance policy and driving license, find the business management department of the insurance company, and they will issue a notice of change of the insured, which will indicate the change of the insured, thus completing the transfer procedures of auto insurance. When making claims, this approval form must be used together with the original insurance policy to be effective. The motor vehicle insurance clause stipulates that if the insured vehicle is resold, transferred, given to others or changed in use within the insurance validity period, the insured shall notify the insurance company in writing and apply for correction, otherwise the insurance company has the right to refuse compensation. With the increase of second-hand car transactions, the insurance problems that follow also occur from time to time. Used car transactions that have not been officially handled by the traffic police department are not protected by law and are not recognized. Therefore, in the process of buying and selling used cars, it is an important link to handle insurance transfer. At the same time, the transfer of used car insurance can also effectively prevent the occurrence of used car fraud. Second-hand car insurance transfer is to change the contents of the policy, and it is necessary to fill out an application for auto insurance transfer, and new and old owners need to be present together. When transferring, you need to bring the original insurance policy, driving license, vehicle transfer invoice and other documents. (According to the regulations of various insurance companies, sometimes you can use the certificate to directly handle the transfer, or according to the new regulations, in whose name the car is insured, you don't need new and old owners to be present together. I suggest you consult the insurance company before handling it, which can save time. With the increase of second-hand car transactions, the insurance problems that follow also occur from time to time. Used car transactions that have not been officially handled by the traffic police department are not protected by law and are not recognized. Therefore, it is necessary to understand. If you know more about it, consumers will benefit a lot from the transaction. Wonderful article recommendation: Frequently asked questions about second-hand car insurance transfer.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.