In daily life, everyone has used certificates. Certificates have the function of certificates, and the holders can use them to prove their identity, experience or the authenticity of something. Many people must be worried about how to write a good certificate. The following is a personal deposit certificate I compiled for reference only. Let's take a look. Personal deposit certificate 1

Personal income certificate

China Construction Bank Henan Branch:

Mr. (Ms.) is from our company (formal/seasonal/temporary) Employee, employment term is years. Because he applied for a personal housing loan from your bank, at the request of your bank, I hereby certify that:

This employee is self-employed and his position is . The average basic monthly income in the past year is RMB, and other income is RMB, and the total monthly income is hereby certified.

This unit is responsible for the authenticity of the above certificates.

Unit name (unit signature)

Unit address:

Unit HR and Labor Department contact number:

Unit HR and Labor Department contact Person:

Customer’s signature:

Year, month and day

(The following content shall be filled in by the bank investigator)

Income certificate verification record: □Telephone method □Visit method □Other ways to verify the situation: Investigator’s signature: Verification date: Personal deposit certificate 2

Bank of China *** City *** Branch:

This is to certify that Mr. (Ms.) is an employee of our company. She has been working in our company for years. Her position is, her position is, and her job title is.

The ID number is:.

The average monthly income is RMB (uppercase) yuan.

This certificate can only be used when the employee applies for a loan or when the employee applies for a loan for other individuals as a third-party guarantee. Personal Savings Certificate 3

Many people wish to study abroad, but due to financial reasons, many students have to give up the idea of ??going abroad. How much does it cost to study in New Zealand? This is the voice of many parents and students. The following is an introduction to the certificate of deposit for studying in New Zealand. Let’s learn about this issue based on the article.

According to the teacher who went abroad, the deposit certificate is the relevant certificate issued by the bank for the depositor, proving the deposit balance of the depositor at a certain point in time or the amount of deposits in a certain period, and proving that the depositor has a deposit in the bank. A deposit balance that cannot be used before a certain point in time. When applying for a study abroad visa, proof of deposit is a necessary document for the visa. Only if the deposit fee is frozen in advance can a deposit certificate be issued.

According to the New Zealand study abroad policy, applicants must be able to provide proof of deposit sufficient to cover tuition and living expenses in New Zealand. The proof of deposit can be provided in a variety of ways, and the most common way is the bank deposit certificate. The first thing the visa officer will look at when looking at a bank deposit certificate is whether the deposit time meets the requirements.

For parents of domestic students who want their children to study abroad, the deposit must have a history of a period of time, so that the visa officer will recognize the authenticity of the deposit. If a student wants to study in New Zealand, the deposit history is generally required to be six months old. New Zealand's study abroad policy not only depends on whether the applicant has enough funds to support studying abroad, but also whether the depositor's funds have legal sources.

For example, the annual phone bill for international students in New Zealand is about 150,000-180,000 (including tuition and living expenses). Then, the funds deposited by the depositor must meet the students' study expenses and living expenses in New Zealand. cost. If the study abroad period is 2 years, then the best deposit certificate is 300,000 or more.

Since the visa officer makes a decision based on the materials provided by the applicant, some applicants may have sufficient funds, but the materials are not prepared in detail enough to accurately reflect the true financial background, resulting in being rejected. Rejection of visa is common. Therefore, the senior study abroad consultant of the New Zealand Education Alliance recommends that all international students and parents need to consult a professional visa agency regarding the deposit certificate to ensure that the visa can be successfully passed.

Going abroad provides Chinese middle school students with diverse ways to study in New Zealand. So far, the New Zealand Education Alliance sends hundreds of students to study in New Zealand every year, and the visa rate remains above 99%, which is widely favored by students and parents. New Zealand Education Alliance has always been customer-centric, with a serious and responsible attitude and a rigorous work style, listening to each student's professional requirements and study abroad plans, and formulating your study abroad plan based on the student's own situation. Personal deposit certificate 4

It is only used as proof that the applicant has a savings deposit in the post office. It cannot be circulated, pledged, reported as lost, and cannot replace the deposit certificate as a voucher for withdrawals, deposits, transfers, etc.; it does not represent the post office. It is responsible for the financial guarantee to the applicant or third parties and does not guarantee that it will be recognized by the relevant third parties. It may be useful if you are going through procedures to go abroad, otherwise it is of no use. You can do it at any time when needed. It is temporal.

The personal deposit certificate must be issued by the bank, and now it is usually in both Chinese and English.

There is no problem if you speak pure Chinese. Now, if you are interviewed for a visa abroad, there is no problem if you don’t speak a foreign language. The visa officers at the embassy can all speak Chinese.

If you need to issue a deposit certificate for self-funded study abroad, application for overseas immigration, family visits, overseas travel, etc., and you have deposits in the bank, you can apply at the bank.

You can go to any online outlet with your valid ID and deposit receipt (folder). If you entrust another person to issue a deposit certificate on your behalf, the entrustee must present the valid identity documents of himself and the depositor. You can issue multiple deposit certificates as needed, and a handling fee of RMB 20 will be charged for each deposit certificate issued.

Generally speaking, the validity period of a certificate of deposit is 3 months. If there are special needs, it can be extended appropriately, but the maximum period shall not exceed half a year. After the deposit certificate is issued, the bank will freeze the deposit. The freezing time is the same as the validity period of the deposit certificate.

The certificate of deposit does not serve as an economic guarantee and cannot be transferred or pledged. Personal Certificate of Deposit 5

Personal Certificate of Deposit

Product Overview

Personal Certificate of Deposit refers to applicants from China Construction Bank business outlets, including domestic residents and non-residents ( The application (including foreigners, overseas Chinese and compatriots from Hong Kong, Macao and Taiwan, etc.) shall provide proof of their savings deposits in China Construction Bank or certificate-type treasury bonds purchased in China Construction Bank within a certain period of time. Personal rights certificates such as Construction Bank local and foreign currency savings certificates, passbooks, bank cards, and certificate-type treasury bonds purchased at Construction Bank that comply with legal requirements can be used to apply for personal deposit certificates.

Three reasons to choose CCB’s personal deposit certificate business:

1. High credibility. As a large bank with international reputation, China Construction Bank has a good industry reputation. The society and embassies of various countries in China have a high degree of awareness of the deposit certificates issued by CCB.

2. The deposit certificate covers a wide range of deposits and a complete range of types. As long as it is your deposit with CCB or the treasury bonds purchased through CCB, CCB can list multiple deposits on one deposit certificate at the same time, fully meeting your personalized needs and greatly saving you the cost of issuing a deposit certificate.

3. The CCB deposit certificate uses a variety of high-tech anti-counterfeiting technologies and is beautifully printed, solemn and generous, fully reflecting your high personal credibility.

Function overview:

1. Used to prove that you have a certain amount of RMB or foreign currency savings deposits in China Construction Bank within a certain period of time;

2. It is used to prove that you purchased a certain amount of certificate-type treasury bonds and other personal rights certificates from China Construction Bank within a certain period of time.

Service channels:

CCB business outlets

Special reminder:

Personal deposit certificates are provided by CCB for domestic residents and non-residents in the country. Certificates issued by China Construction Bank for savings deposits or certificate-type treasury bonds purchased at China Construction Bank within a certain period of time cannot be circulated, transferred, used for pledge, cannot be reported as lost, and cannot be used as a substitute for personal rights certificates for withdrawal, transfer, or renewal. Deposit and payment certificates.

Individual rights certificates that have been frozen and stopped by competent authorities such as judicial authorities at the county level or above, or that have been frozen and stopped by banks for use as pledges, cannot be used for personal deposit certificates.

Personal rights certificates that have been issued with personal deposit certificates cannot be used as certificates for personal loans and other businesses during the payment stop period. During the validity period of the deposit certificate, the applicant cannot withdraw or redeem the savings deposit or certificated treasury bonds under the deposit certificate.

Currency and term

All currencies can be processed. The term is stipulated to be a maximum of two years.

Price

A handling fee of RMB 20 per copy will be charged. When the applicant requests to change the validity period of the deposit certificate and needs to re-issue the deposit certificate, the handling fee will be treated as if it were a new deposit certificate.

Customer Process

Applicants should apply at the business outlets, and present the original valid identity document of the applicant or agent, personal rights certificate and other information, and fill in the "Construction Bank Personal Deposit Certificate" application".

Product introduction

1. Personal deposit certificate is a written certificate provided by the Postal Savings Institution to the depositor’s personal deposits deposited in the Postal Savings Institution at the request of the depositor.

2. Personal deposit certificates are divided into two types: point-in-time deposit certificates and time-period deposit certificates. The point-in-time deposit certificate is used to prove that the applicant has a certain amount of deposits in postal savings when applying for the issuance of a personal deposit certificate. The period deposit certificate is proof that the applicant has deposited a certain amount of money in postal savings within a period from the date of application to a certain date.

3. Deposit certificates that can be used to apply for personal deposit certificates include: postal savings certificates, passbooks, and green cards. One-stop card and green card-the sub-accounts in the pass card can apply for deposit certificates individually or in full.

Functions and features

1. One deposit, multiple certificates: One deposit can be issued with multiple deposit certificates at different points in time; the same time period can be issued at one time Multiple period deposit certificates.

2. Multiple deposits, centralized certificate: Multiple deposits can be listed on one deposit certificate, saving you the cost of issuing a deposit certificate.

3. The format is standardized and unified across the country: certificates of deposit are printed uniformly across the country.

Service channels

Postal Savings Institution branch counters.

Processing process

1. When applying for a personal deposit certificate, please present the following information: a passbook/deposit receipt or bank card recording your transaction status, and a valid personal real-name certificate. If you are applying on behalf of an agent, you must present the valid real-name IDs of both the agent and the person being represented.

2. When issuing a time-period deposit certificate, the account must be stopped for payment. The validity time of the deposit certificate is equal to the deposit stop payment time. Please select the number of freezing days according to your needs. The minimum freezing period is one day (the day the deposit certificate is issued).

3. If you request to cancel the stop payment deposit in advance during the validity period of the deposit certificate, you need to return all original deposit certificates to the bank and handle the cancellation of the deposit certificate.

4. If you need to extend the period of use of the deposit certificate, please go to the bank to refill the application form, reissue a new deposit certificate, and pay the handling fee.

Warm reminder

The "Postal Savings Bank of China Personal Deposit Certificate" is only used as proof that customers have savings deposits in postal savings institutions. It does not serve as an economic guarantee and cannot be circulated or circulated. Pledge cannot be reported as lost, and cannot replace the deposit certificate as a voucher for deposits, withdrawals, transfers, etc. Personal Deposit Certificate 6

China Construction Bank Fund Deposit Certificate

Number

This is to certify that (unit name) (business license number) has a deposit in our bank Account, account number, account name, the balance of the account as of the month and day of 20xx is (uppercase) (￥). Our bank is only responsible for the authenticity of the deposits at the above time point, and is not responsible for any changes in the deposits in the certified person's account after the above time point.

The deposit certificate only proves the customer’s deposit status at the above time point and is not used for other purposes.

Official seal of the handling bank

Year and month Description:

1. This link is a customer link and will be invalid if copied or altered;

2. This certificate cannot be transferred, cannot be used for pledge, and cannot replace the deposit receipt (folder, card, etc.) as a withdrawal voucher. Personal Deposit Certificate 7

Interim Measures for the Management of the Business of Issuing Personal Deposit Certificates by China Construction Bank

Article 1 In order to standardize management, prevent risks, and promote the healthy development of residents’ savings-related businesses, according to the " The Regulations on Savings Management, the Measures for the Administration of Special Deposit Certificates of China Construction Bank, the Regulations on Foreign Currency Savings Deposits of the People's Construction Bank of China, and other relevant system regulations, these measures are specially formulated. .Relevant regulations: Article (1) of the State Council Administrative Regulations Library

Article 2 The term “personal deposit certificate” as mentioned in these Measures refers to the certificate of deposit required by the savings department of China Construction Bank for applicants, including domestic residents and non-residents (including foreigners, Overseas Chinese and compatriots from Hong Kong, Macao and Taiwan, etc.) apply to provide proof of their personal savings deposits deposited in the savings department.

Article 3 Construction Bank’s local and foreign currency savings certificates, passbooks and savings cards that comply with legal requirements can be used to apply for personal deposit certificates. Savings deposits that have been frozen and stopped for payment by the judicial department at or above the county level or have been used for pledge, as well as savings deposits that have not been passed through inheritance and transfer procedures as required by the judicial department after the death of the depositor, cannot apply for a personal deposit certificate.

Article 4 The business of issuing personal deposit certificates shall be managed by the savings management department.

Article 5 The personal deposit certificate issued by China Construction Bank is used to prove that the applicant has a certain amount of deposits in China Construction Bank when applying for the issuance of the deposit certificate. The "China Construction Bank Personal Deposit Certificate" cannot be circulated, cannot be used for pledge, cannot be reported as lost, and cannot replace the deposit receipt (folder, card) as a voucher for withdrawal, transfer, renewal, etc.

Article 6 Applicants who require a personal deposit certificate can only apply at the original savings outlet where the account was opened. The handling staff should carefully review the applicant’s original valid identity certificate and his/her savings deposit certificate (including deposit certificate) at China Construction Bank , fold, card) originals and other relevant information.

Article 7 Personal deposit certificates can be handled and collected by someone other than the applicant (hereinafter referred to as the agent). When an agent handles a personal deposit certificate or collects a deposit certificate on his behalf, he must present the original valid identity documents of the applicant and the agent.

Article 8 The amount of the deposit certificate applied by the applicant in each currency shall not be higher than the cumulative amount of different deposit accounts in each currency at the same savings outlet of China Construction Bank (the General Deposit and Exchange Office can be regarded as the same outlet) ; The handling agency can add up the applicant's several account deposits in different currencies at the same savings outlet and issue a personal deposit certificate by currency, but it must be filled in according to currency classification.

Article 9 The business of issuing personal deposit certificates shall be handled by the savings business institutions of China Construction Bank, and shall be issued in grades according to the amount:

1. The amount shall be less than RMB 100,000, or according to the economic Personal deposit certificates in foreign currencies equivalent to RMB 100,000 or less based on the foreign exchange rate announced by the People's Bank of China (the same below) on the day when the business is done are issued by the savings outlet where the account is opened; the amount is RMB 100,000 (including RMB 100,000) or more, or equivalent to RMB 100,000. Personal deposit certificates of foreign currencies exceeding RMB 100,000 (including RMB 100,000) shall be issued by the savings management department of the competent bank

2. For large business volume, strict internal management, high personnel quality, which have not occurred in recent years In the event of a major incident, at the same time, the person in charge of the savings management department of the bank under direct jurisdiction may authorize the savings outlets that have difficulty in issuing personal deposit certificates in real time, after review and approval by the second-level branch and reporting to the first-level branch for filing. The director of the savings bank (teller manager) shall issue a "Personal Deposit Certificate" in the following manner:

(1) Non-teller savings bank.

1. Individuals who issue foreign currency with an amount of more than 100,000 yuan (including 100,000 yuan) and less than 500,000 yuan, or equivalent to foreign currencies of more than 100,000 yuan (including 100,000 yuan) and less than 500,000 yuan. The deposit certificate shall be issued by the person in charge of the savings outlet where the account is opened;

2. The amount issued to the outside world shall be between RMB 500,000 (including RMB 500,000) and RMB 1 million, or equivalent to RMB 500,000 (including RMB 500,000). ) Personal deposit certificates in foreign currencies of more than 1 million yuan shall be issued by the savings management department of the bank in charge. In case of special circumstances, the person in charge of the savings management department cannot issue a personal deposit certificate in real time. With the oral or written authorization of the person in charge of the savings management department, the person in charge of the savings outlet can sign on his behalf, but the person in charge of the savings management department must do so within two working days afterwards. This personal deposit certificate will be reviewed within 12 days.

(2) Teller system savings bank. External personal deposit certificates with an amount of more than 100,000 yuan (including 100,000 yuan) and less than 1 million yuan, or a foreign currency equivalent to more than 100,000 yuan (including 100,000 yuan) and less than 1 million yuan, shall be issued by the person in charge of the savings outlet where the account is opened. .

(3) Teller-based and non-teller-based savings banks issue an amount of more than 1 million yuan (including 1 million yuan) in RMB, or a foreign currency equivalent to more than 1 million yuan (inclusive of 1 million yuan). Personal deposit certificates are issued by the savings management department of the bank in charge.

Article 10 When China Construction Bank issues deposit certificates to other parties, regardless of the amount, a handling fee of RMB 20 will be charged for each transaction, which will be accounted for in the handling fee account.

Article 11 The format and content of the "Personal Deposit Certificate" and "Personal Deposit Certificate Application" used in issuing personal deposit certificates shall be uniformly stipulated by the head office and shall not be changed without authorization by each bank. Each bank may use the The quantity is printed at the printing factory designated by the head office.

Article 12 Each bank must designate full-time or part-time personnel to be responsible for managing the blank vouchers of "Personal Deposit Certificates" and establish a "Register of Personal Deposit Certificates Issued by China Construction Bank" to issue personal deposit certificates. Included in daily business inspection scope.

Article 13 Responsible personnel at all levels and other staff who violate these measures must be dealt with accordingly in accordance with the relevant provisions of the "China Construction Bank Interim Measures for Handling Staff Violations of Financial Rules and Regulations".

Article 14 The Head Office of China Construction Bank is responsible for the interpretation of these Measures. Article 15 These Measures shall come into effect on January 1, 1999. Personal Deposit Certificate 8

The "China Postal Savings Personal Deposit Certificate" is only used as proof that the applicant has a savings deposit at the post office. It cannot be circulated, pledged, reported as lost, and cannot be used as a substitute for the deposit certificate for withdrawals and deposits. , transfer, etc.; it does not mean that the post office has financial guarantee responsibility for the applicant or a third party, and does not promise that it will be recognized by the relevant third party. Personal deposit certificate. It may be useful if you are going through the procedures to go abroad, otherwise it is of no use. You can do it at any time when needed. It is temporal.

The personal deposit certificate must be issued by the bank, and now it is usually in both Chinese and English.

There is no problem if you speak only Chinese. Now, if you are interviewed for a visa abroad, there is no problem if you don’t speak a foreign language. The visa officers at the embassy can all speak Chinese.

If you need to issue a deposit certificate for self-funded study abroad, application for overseas immigration, family visits, overseas travel, etc., and you have deposits in the bank, you can apply at the bank.

You can go to any online outlet with your valid ID and deposit receipt (folder). If you entrust another person to issue a deposit certificate on your behalf, the entrustee must present the valid identity documents of himself and the depositor. You can issue multiple deposit certificates as needed, and a handling fee of RMB 20 will be charged for each deposit certificate issued.

Generally speaking, the validity period of a certificate of deposit is 3 months. If there are special needs, it can be extended appropriately, but the maximum period shall not exceed half a year. After the deposit certificate is issued, the bank will freeze the deposit for the same period as the validity period of the deposit certificate.

The certificate of deposit does not serve as an economic guarantee and cannot be transferred or pledged.

Bank of China

Bank of China *** City *** Branch:

This is to certify that Mr. (Ms.) is an employee of our company, with years of working experience in our company The number of years of service in the unit is years, the position is, the position is, and the title is.

The ID number is:.

The average monthly income is RMB (uppercase) yuan.

This certificate can only be used when the employee applies for a loan or when the employee applies for a loan for other individuals as a third-party guarantee.

Unit (stamped):

Year, month and day Personal deposit certificate 9

Scope of application: Personal deposit certificate is required for studying abroad and traveling.

1. Branch (office) operation procedures

1. The depositor submits an application (prescribed format).

2. Present the original ID card that is consistent with the depositor’s.

3. Inquire and confirm the deposit amount of the depositor at the branch (office) and go through the freezing procedures.

4. The client fills out a power of attorney for personal deposit certificate in two copies, and the content is required to be true, complete and clear.

5. On the personal deposit certificate power of attorney, the "handler" for "trusted credit union" should be signed by the vice president of finance, and the "person in charge" should be signed by the branch president (director of the branch office) And stamped with the official business seal.

2. Information that needs to be provided to the Financial Accounting Department of the Head Office

1. Personal deposit certificate power of attorney, the content must be true and the procedures must be complete.

2. Original and copy of deposit receipt or passbook.

3. Copies of the identity cards of the principal and the principal.

4. Freeze the register.

5. The authenticity verification of the above information and deposit accounts is the responsibility of the financial vice president (executive accounting) of each bank (department).

6. The above copies and the frozen registration book must be copied on A4 paper and stamped with the official business seal of the branch (office). At the same time, the financial vice president of the sub-branch and the accountant of the direct management branch must sign.

Financial Accounting Department of Hunan Wangcheng Rural Cooperative Bank

20xx-8-9