The format of divorce IOUs is the same as that of general IOUs, which consists of three parts: title, text and signature. The title of the IOU is IOU. The main body of the IOU should indicate whether the borrower is husband and wife, and the reason, amount and interest of the loan. , and then write down the date and method of repayment, clearly indicating whether the repayment person is husband and wife. Finally, the borrower should sign it. If it is a personal debt, it can be signed by the debtor alone. If it is the debt of both parties, it needs to be signed by both parties.

legal ground

Article 668 of the Civil Code in force according to 202 1 1.

A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 1064 of the Civil Code

The debts incurred by both husband and wife after the same signature or ratification by one party, and the debts incurred by one party in his own name for the daily needs of the family during the marriage relationship, belong to the same debt of husband and wife.

Debts incurred by one spouse in his own name during the marriage relationship that exceed the needs of family daily life are not joint debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's life, production and operation, or based on the same meaning of both husband and wife.