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The guarantor only has his signature on the loan note, but does not write the word guarantor? Is it legally valid?
This is legally binding. The specific IOU reference is as follows:

receipt for a loan

Today, I borrowed Zhang San's bill 1 RMB 150,000, and all the cash has been received from Bill 3. It is agreed to return Note 4 on June 65438+February 3, 20081day. The annual interest rate is 10% Note 5. Repay the principal and interest in one lump sum at maturity.

According to this.

Lisi Note 7

Address:No. XX, Building X, XX Road, XX Community, XX City Tel: 13XXXXXXXXX Note 8

XX year XX month XX day

Precautions:

Note 1 Write your real name on your ID card, and don't write nicknames or nicknames. In practice, people who dare to borrow money when the other party's name is unclear often make lawyers laugh and cry when they go to court.

Note 2: Of course, the amount should be clearly written, and remember to check the figures when writing the amount in words and figures.

Note 3 Be sure to specify the payment method and whether payment has been made. If payment is made by remittance, the remitting bank, account name and account number shall be indicated, as well as the remitting bank, account name and account number.

Note 4: The date of return can be omitted. In fact, it is more beneficial for creditors not to write. Note 5: If there is no agreed interest, it will be regarded as interest-free. Of course, usury is not supported by law, but the principal should still be protected.

Note 6: Although it is of little legal significance to write down the repayment method clearly, it can reduce disputes in practice.

Note 7: The signature is easy to be denied, and it is safer to press the fingerprint. It would be better if you could attach a copy of your ID card.

Note 8 It is much easier to collect debts with the address and telephone number, so you must provide this information in future litigation.