Legal analysis: If you borrow the name of another person to purchase a house, the effect is also valid, but the house owner on the house property rights register is the signer and not the actual payer, that is, the person who signed the sales contract. The buyer is consistent with the owner finally registered by the real estate management department. When establishing the ownership of real estate, my country adopts the real estate registration doctrine, that is, the ownership of the real estate is established based on the real estate certificate and the ownership subject registered by the housing management department. Therefore, it is naturally valid to buy a house in someone else's name, but the owner of the house is different.

Legal basis: Article 209 of the "People's Republic of China and Civil Code" The establishment, change, transfer and elimination of real property rights shall be effective after being registered in accordance with the law; without registration, they shall not be effective. shall take effect unless otherwise provided by law. For natural resources owned by the state according to law, the ownership does not need to be registered; Article 210 Real estate registration shall be handled by the registration agency where the real estate is located. The state implements a unified registration system for real estate. The scope, registration agency and registration methods of unified registration shall be stipulated by laws and administrative regulations.