there will be.
Online inter-bank transfer needs time reference:
1. Choose fast account arrival, generally real-time account arrival, with a delay of no more than 2 hours.
2. For inter-bank transactions, it usually takes one to three working days to get the account, because they have to go through the counters of both banks.
3. If the account is transferred on Friday night, it will arrive next week at the earliest and Wednesday at the latest.
4. From Monday to Friday, the transfer can basically reach the other bank on the same day before 3: p.m., but whether the other bank enters the account in time determines the actual time of receipt.
banks will remit money after 24 hours for inter-bank transfer by p>ATM machines. The specific time of receipt is as follows:
1. Inter-bank and inter-provincial transfer:
Because the arrival time of each bank in different provinces is different, the processing speed of different banks is different. Generally, it may take 2-3 days for inter-bank and inter-provincial transfer to be successful.
2. Cross-bank transfer in the same province:
Cross-bank transfer in the same province will be slightly faster, and the transfer will be successful after one working day, but the specific arrival time will be subject to the arrival time shown in the account.
3. Inter-bank and inter-city transfer:
In the past, inter-bank and inter-city transfer can be successful in two hours at the earliest, and it can be successful in one day if it is slow. Now, according to the new regulations, it should take one day to be successful.
Extended information:
According to the Notice of the People's Bank of China on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks:
(8) Increase the transfer method and adjust the transfer time. Since December 1, 216, banks and payment institutions should implement the following provisions when providing transfer services:
1. Provide depositors with a variety of transfer methods such as real-time arrival, ordinary arrival and next-day arrival, and depositors can only handle business after selecting them.
2. if an individual transfers money through a self-service teller machine (including other self-service devices with deposit and withdrawal functions, the same below) in addition to transferring money to his peer account, the issuing bank will handle the fund transfer 24 hours after accepting it. Within 24 hours after the issuing bank accepts the transfer, the individual may apply to the issuing bank for cancellation of the transfer. The accepting bank shall clearly indicate the processing time and revocable provisions of the transfer business in the acceptance result interface.
3. When a bank handles the transfer business for an individual through an ATM, it should add Chinese voice prompts and set anti-fraud reminders through words, signs and pop-ups; The non-Chinese prompt interface shall provide Chinese prompts for core key fields such as fund transfer. If it is impossible to prompt, no transfer shall be provided.
(9) Strengthen the management of off-counter bank transfers. Since December 1, 216, when a bank opens a non-counter transfer business for depositors, it shall sign an agreement with depositors to stipulate the daily cumulative limit, the number of transactions and the annual cumulative limit for the transfer of non-counter channels to different bank accounts and payment accounts. If the limit and the number of transactions are exceeded, it shall be handled at the bank counter.
in addition to transferring money to my peers' accounts, if a bank handles off-counter transfer business for individuals, and the accumulated amount in a single day exceeds 5, yuan, it shall adopt safe and reliable payment instruction verification methods such as digital certificate or electronic signature. If the single-day cumulative amount of non-counter transfer in a bank account of a unit or individual exceeds 1 million yuan and 3, yuan respectively, the bank shall remind the unit or individual of the large transaction before the transfer can be made.
(1) strengthen the management of payment account transfer. Since December 1, 216, when a payment institution opens a payment account for a unit or individual, it shall sign an agreement with the unit or individual to stipulate the daily cumulative transfer limit and the number of transactions between the payment account and the payment account and between the payment account and the bank account. If it exceeds the limit and the number of transactions, it shall not handle the transfer business again.
(11) Strengthen the transaction background investigation. If banks and payment institutions find that there are a large number of transfer-in and transfer-out transactions in their accounts, they should investigate the transaction background of units or individuals in accordance with the principle of "know your customers". If any abnormality is found, relevant services provided to units and individuals shall be adjusted according to the principle of prudence.
(12) Strengthen the fund settlement management of special merchants. When banks and payment institutions provide T+ fund settlement services for special merchants, they shall strengthen transaction monitoring and risk management for special merchants, and shall not provide T+ fund settlement services for special merchants who have been online for less than 9 days or have been trading normally for less than 3 days.
Baidu Encyclopedia-Inter-bank Transfer and Remittance
Baidu Encyclopedia-China People's Bank on Strengthening Payment and Settlement Management to Prevent New Violations of Telecommunication Network