1, title
The title of IOUs should be clear, usually "IOUs" or "IOUs". The title should be centered and the font should be slightly larger than the text.
2. Borrower and Lender Information
The borrower and the borrower's full name should be clearly written, including the full name on the ID card. If necessary, the contact information of the borrower or lender, such as telephone number or e-mail address, should also be provided.
3. Loan amount
The specific amount of the loan shall be stated, including the amount in words and figures. Amount in words should conform to the specifications.
4. Term of loan
The start and end date of the loan should be clearly written, including the start and end date. If there is interest, it should also explain the interest rate and the calculation method of interest.
5. Repayment method
Specific repayment methods, such as cash and bank transfer, should be explained. At the same time, it is necessary to specify the date and time of repayment.
Step 6 sign
At the end of the iou, there should be the signatures of the borrower and the lender to prove their recognition of the fact of borrowing. The date of signature should also be indicated below the signature.