Electronic bank acceptance bill is a bill that guarantees that the drawer (that is, the acceptance applicant) will unconditionally pay a certain amount to the payee or the holder on the specified date after the drawer (that is, the acceptance applicant) applies to the opening bank in the form of data message and the acceptance bank agrees to accept it. ? Electronic bank acceptance bill is the inheritance and development of paper bank acceptance bill.
There is no difference between electronic bank acceptance bill and paper bank acceptance bill in terms of bill rights and obligations. The difference is that the electronic bank acceptance bill replaces the original paper entity bill in the form of data message, the electronic signature replaces the entity signature, the network transmission replaces the manual transmission, and the computer input replaces the manual writing, thus realizing the complete electronization of bill business processes such as bill issuance, circulation and payment. ?
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Opening conditions of electronic bank acceptance bills
Customers who handle electronic bank acceptance bills through corporate online banking should first apply to their bank for registration as online banking certificate customers.
(1) If a registered enterprise online banking certificate customer wants to open e-banking business, please provide the following information: enterprise organization code certificate and its copy, legal person and agent ID card and its copy, power of attorney, official seal, reserved seal and legal person seal, and other information required by the account opening branch.
(2) If a customer who has not registered the enterprise online banking certificate needs to start the electronic banking acceptance bill business, please provide the following information: the original and photocopy of the enterprise business license, the organization code certificate and photocopy, the ID card and photocopy of the legal person and agent, the power of attorney, the official seal, the reserved seal and the legal person seal, and other information required by the account opening branch.
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