Credit card swiping requires signature confirmation to successfully pay. So you need to write your name in the signature column, so you can check whether you use it when you swipe your card to sign.

Are there signature notes on all credit cards? Do I have to sign a credit card?

1. The back of the credit card must be signed. This signature is as important as the password.

2. For consumers, although all credit cards have passwords, the risk of password leakage increases with the increase of credit card usage. After the credit card and password are lost, checking the signature behind the credit card becomes the last barrier to protect the security of the main credit card.

3. If the cashier finds that the signature does not match the signature on the credit card in the process of checking the signature, he has the right to cancel the consumption and refuse to sell the goods, which can avoid the loss of the owner to a certain extent.

Bankers remind that for cardholders, when handling credit cards, they should sign a more personalized name, preferably a signature that is difficult to imitate. At the same time, consumers should never set their passwords to easy-to-try numbers, such as birthdays.

5. In addition, it is necessary to develop the habit of saving transaction documents to facilitate reconciliation and provide them to the bank for investigation when problems arise. It's best to memorize the telephone number of the bank. Once the card is found to be lost or stolen, report the loss by phone immediately.

Why do credit cards have to be signed on the back? After reading it, you will hurry to sign it. ..

Many card friends will see the prompt "This card is for personal use only, please sign in the signature column on the back of the card" in the card issuance notice. However, quite a few card friends don't take this hint seriously, thinking that they just need to set a password for their credit cards, and it doesn't matter whether they sign or not. So, is this really the case? After reading the importance of signing on the back of a credit card, I think you will immediately take out your credit card and sign on the back.

Why do credit cards have to be signed on the back?

As far as we know, the back of the credit card is the guarantee of consumer safety, which is as important as the password and has three main functions:

1, affecting consumption abroad:

Although credit cards with no signature on the back can be swiped in China, they can't be swiped abroad. It is necessary to know that credit card consumption abroad does not need to verify the password, and the security depends on the signature, so if the cardholder does not sign back, it will affect his normal consumption abroad.

2. Reduce the risk of credit card theft.

Credit card endorsement can also reduce the chance of card being stolen. As we all know, if some credit cards have signature consumption and no password, it is easy for others to steal your credit card.

But the cashier must check the signature carefully when swiping the card. If you find that the signature does not match the signature on the back, you should cancel the consumption. Otherwise, if the cashier makes a settlement without checking the signature, the loss of your credit card being stolen will be borne by the merchant. I'm sorry if your credit card is not countersigned, but when your credit card is stolen, you are responsible for its loss.

3.ATM swallowing cards can be retrieved by signature.

Many card friends often encounter this situation and withdraw cash or deposits from ATM machines. If the password is entered incorrectly three times in a row, it will be easily swallowed. And if you can't provide proof that the card is your own, it is very difficult to get the swallowed card back.

But if your credit card is countersigned, you can also check it with the signature on the bank register. If you can check the number, you can get the swallowed card back.

Seeing this, do you still think it is unnecessary to endorse the credit card? Then, how to sign the back of the credit card?

1. Sign the signature column on the back of the card with a ballpoint pen or gel pen as soon as you get the card;

2. When signing, the font should be the same as usual, but it should not be too neat to avoid being imitated by others.

3. Do not alter the signature, otherwise the signature will be invalid.

Do I have to sign the signature slip on the back of the credit card?

Be sure to sign on the back of the credit card. This signature is as important as the password.

For consumers, although credit cards have passwords, the risk of password leakage increases with the increase of credit card usage times. After the credit card and password are lost, checking the signature behind the credit card becomes the last barrier to protect the cardholder's credit card security.

In the process of checking the signature, the cashier finds that the signature does not match the signature on the credit card, and has the right to cancel the consumption and refuse to sell the goods, thus avoiding the loss of the owner to a certain extent.

Bankers remind cardholders that when handling credit cards, they should sign a more personalized name, and it is best to sign a signature that is difficult to imitate. At the same time, consumers should not set their passwords to easy-to-test numbers such as birthdays.

In addition, it is necessary to develop the habit of saving transaction documents to facilitate reconciliation and provide bank investigations when problems arise. You'd better remember the phone number of the bank. If you find the card lost or stolen, report the loss by phone immediately.

What does it mean to sign on the back of a credit card?

The signature on the back of the credit card is as important as the password, which is the guarantee of consumer safety.

Bank staff said that the signature on the back of the credit card is the guarantee of consumer safety and is as important as the password. Unlike in China, you don't need to verify the password when you spend your credit card abroad, but you rely entirely on your signature. Therefore, if the cardholder does not sign back, it will affect his normal consumption abroad.

With the signature on the back of the credit card, you can get back the card swallowed by ATM.

When the cardholder withdraws money from the ATM of the bank, if the machine breaks down and the card is swallowed, the bank staff can also check the signature on the back of the bank card with the signature on the register under the condition that the identity of the victim cannot be verified, so as to handle the card return business.

If the signature on the back of the credit card doesn't match, the mall can refuse to sell the goods.

When spending by credit card, the cashier has the right to cancel the consumption and refuse to sell the goods if he finds that the signature does not match the signature on the credit card during the process of checking the signature. Don't think this is a fantasy, because the risk of credit card theft caused by unsigned settlement will be borne by the merchant, and the responsibility for the theft of unsigned credit cards lies with the cardholder.

So the signature on the back of a credit card is very important, but many people tend to ignore its importance. Regarding the back signature, you need to pay attention to the following two points:

The font of the signature on the back of the credit card should be consistent with the usual signature. Try to avoid too neat fonts, otherwise it is easy to be imitated.

The credit card signature cannot be altered, otherwise the signature is invalid. If you accidentally sign the wrong card, you can apply to the bank for a new card. In addition, it is best to use a ballpoint pen when signing. When the pen and ink are dry, put the card back in your wallet to prevent the signature from being blurred.

The introduction of why credit cards should be signed and why the credit card signature column should be signed ends here. I wonder if you have found the information you need?