1, China Merchants Bank Credit Card:

The threshold for card approval is not high, and it is the first brand of domestic credit cards. The card circulation is second only to ICBC, and the overdraft limit is relatively higher than Bank of Communications, lower than Minsheng Bank and China Everbright Bank. Of course, this mainly depends on your property and income. The longest interest-free period for consumption is 50 days.

2. Minsheng Bank Credit Card:

The approval requirements for handling cards are higher than those of Bank of Communications. You are not allowed to handle cards outside the city at present. Some discriminate against rural household registration personnel, and the overdraft limit is slightly higher than other banks. The longest interest-free period for consumption is 50 days, and there is no handling fee for withdrawing cash at ATM of local Minsheng Bank. Minsheng Bank's billing date and repayment date can be set by itself, and the points exchange is at the upper-middle level.

Which bank is the best to apply for a credit card? Just look at the comparison of these banks!

3. Everbright Bank Credit Card:

The threshold for card approval is very low. My Everbright credit card didn't require me to provide proof of work and property. The overdraft limit is very high, which is basically higher than any other bank. The longest interest-free period for consumption is 50 days. After the automatic staging function is turned on, every time I swipe my card, no matter how much I swipe it, it is automatically divided into 12 stages, which is more humanized.

4. Shanghai Pudong Development Bank Credit Card:

The credit card of Shanghai Pudong Development Bank only needs the salary certificate of three months after your salary card. However, Shanghai Pudong Development Bank has no service outlets in many places, so it has little effect after credit card processing.

Basic application conditions for credit cards:

The general application conditions are relatively close, and the specific operation is subject to the regulations of various banks. Each card-issuing bank has its own card-issuing standard, which generally includes the following points: at least 18 weeks. Urban and rural residents with fixed jobs and stable income generally work in their permanent residence. Fill in the application form and sign it in person at the "Applicant's Signature".

Basic credit card application process:

Fill in personal information, copy of ID card and other copies of identity and income in the bank, and then wait for approval. After the approval, the bank will send the credit card to the address filled in your information, activate it after receiving it, and your credit card can be used.