Xiamen rich woman was sentenced to 8 years in prison and fined 100,000 yuan for committing several crimes. But until she was sentenced, her friends who were deceived by her still trusted her and found it unbelievable. What is her charm that makes others believe in her so much that she can borrow 180 million yuan in loans? 1. Entrepreneurship experience

Chen Qingna, who graduated at the age of 19, felt that there was no future for her part-time job after working for three months, so she chose to start a business. Moreover, she chose the relatively low-cost air ticket agency business, thus earning her first bucket of money. gold. Later, Chen Qingna accidentally saw an article in the newspaper about an international chain company specializing in hotel reservations recruiting regional agents. It must be said that Chen Qingna has a business acumen. At that time, she thought that air tickets and hotels could be done together to make it easier for others. She could also earn more money, and her conjecture was correct. At that time, only the rich could afford to take off the plane. They didn’t care about the money and only wanted convenience. Chen Qingna could arrange both air tickets and hotels for them. They were all happy to patronize her business, and both agents made a fortune. Later, Chen Qingna established a business travel system focusing on ticketing and national hotel reservations, and she kept finding offline people to join. Although it ended in failure, Chen Qingna also made a lot of money.

The failed Chen Qingna did not stop there. She founded a large-scale professional business club, which was also the first one in Xiamen at that time called "Yihang Business Club". It was in this club that Chen Qingna met many wealthy people and made many connections, which laid the foundation for Chen Qingna's crime. Chen Qingna, who was obsessed with money, wanted to make more money, and even wanted to make quick money. At the same time, she also enjoyed the pride of others thinking that she was a rich woman, and eventually sent herself to prison. 2. How to successfully borrow 180 million yuan

Chen Qingna knew that the real estate industry had a high rate of return at that time, so in 2004, she started real estate investment. And unlike real estate speculation, Chen Qingna is engaged in commercial real estate investment, that is, renting houses, renovating them, and then subletting them to others. She herself only had the right to use it and had no property rights, so Chen Qingna was unable to get a loan from the bank. It was also this decision-making mistake that led to Chen Qingna's final outcome. At that time, she already had several million in savings, which was a huge amount of money at that time, so she felt that she could enter this industry. But what Chen Qingna didn't expect was that the initial maintenance of the factory she rented cost more than 10 million, and the rent collected later was completely insufficient to maintain the company's daily operations. The house had no property rights and could not get a bank loan. So Chen Qingna, who had no choice but to borrow money, began to try to borrow money, that is, to develop those wealthy people into friends, and then began to attract them to invest and borrow money with high interest rates.

Because Chen Qingna has always maintained the glamorous image of a wealthy woman, and the conditions given are also very good, Chen Qingna can continue to borrow money to maintain the company's operations. Perhaps such a smooth loan gave Chen Qingna confidence. She felt that she could settle the matter and finally make a profit. Therefore, Chen Qingna did not stop just because of the losses. She bought two more factories and invested in the environmentally friendly car wash industry. Eventually the snowball snowballed and the debt piled up. Later, in order to make it easier for herself to borrow money, Chen Qingna even took out a loan to buy a luxury car Maserati. When Chen Qingna was finally arrested, it was found that she owed a huge loan of 180 million. It was simply incredible that such a female liar had so many people willing to believe her. 3. The end of greed is poverty

In fact, Chen Qingna is a very business-savvy person. If she were not too greedy, I believe she would be on the rich list today if she worked hard. a place. But after Chen Qingna got to know those wealthy people, what she wanted was not to learn some business experience from them, but to develop all of them as loan recipients, and to constantly use them as tools to attract money. In fact, if she had made good use of these interpersonal relationships and managed her business step by step, instead of trying to make huge profits in a short period of time, Chen Qingna would definitely have a different life now.

In fact, from the fact that Chen Qingna can borrow so much money, we can also know that Chen Qingna is a very outstanding person, otherwise the big bosses would not be easily deceived by her, and even Chen Qingna was arrested in the end At that time, some of her friends and people who lent her money would not believe that she had defrauded them of their money. However, like many criminals, Chen Qingna, who had talents, did not use these talents to run a business properly, but used them to illegally obtain profits, which led to her own death and even landed herself in jail when she was in her prime. It's really sad.