Chen Yunfeng suddenly found himself with a loan of 4.9 million yuan, because he needed to buy a house. It turned out that his cousin used his ID card when he got the loan, and then signed the agreement privately. Chen Yunfeng became his cousin's guarantor. Now it's Chen Yunfeng's cousin's turn not to repay the loan. Chen Yunfeng's fingerprints and signature were proved to be his own. Chen Yunfeng has appealed and the case is being processed. In fact, there are several doubts about this matter. Why didn't Chen Can Yunfeng personally sign such a huge loan? For such a large loan, shouldn't the bank staff, the borrower and the guarantor be present at the same time to sign the contract? In addition, Chen Yunfeng was not qualified as a guarantor at that time. His monthly income is only 3000 yuan. How did he repay the loan of 4.9 million yuan within 60 months? I think this should be the responsibility of the bank. The bank can't lend them money at all, which doesn't meet the loan conditions. Why did it take Chen Yunfeng two years to pay back the money? Isn't his cousin still here? I think I can understand Chen Yunfeng's unexpected troubles. They live a wonderful life. They could have bought a house and lived a happy life, but now they are inexplicably burdened with huge loans. According to the law, Chen Yunfeng's signature and fingerprints are all false, so he can appeal and not bear this matter. His cousin has also been accused of many fraud crimes. I hope the law can protect his personal interests and give him a reasonable solution. I think for the bank, it is necessary to carefully review the information in the future, and if it meets the requirements, it must be picked up in person. Now that technology is more and more developed, everyone's information can be guaranteed to be correct. Personally, I think everyone should protect their information. Now the development of science and technology has also brought disadvantages. On the one hand, people can often steal your information online, and all software must be certified before it can be used. I hope relevant departments can manage this aspect well.