Hello, bank consignment insurance is also insurance. Neither the contract law nor the insurance law clearly stipulates that agency signing is prohibited. However, in 2000, the China Insurance Regulatory Commission issued the Notice on Standardizing the Business Behavior of Personal Insurance, which stipulated that "the documents indicating the insurance intention or applying for changing the insurance contract, such as personal insurance application form, health and financial notification form, should be filled out by the insured himself, and those filled out by others must be signed by the insured. The application for insurance or the change of signature must be signed by the insured and the insured, otherwise the insurance company may not accept it. " The signature of the power of attorney cannot be used as the basis for the insurance company to refuse compensation, but it is easy to cause disputes when settling claims. The salesperson's practice is definitely illegal. You can negotiate with the insurance company to supplement the real signature, or you can complain directly to the local insurance regulatory bureau.