1. The traffic accident compensation standard includes the victim's medical expenses, which are calculated according to the actual treatment expenses and paid by the hospital receipt;

2. If the victim needs follow-up treatment, he shall be compensated according to the necessary treatment expenses, and the lost time fee shall be calculated according to the fixed income reduced by the party concerned due to lost work;

3. The hospitalization food allowance, nursing fee and living allowance for the disabled are calculated according to the local average collection standard, and the expenses of disabled appliances, funeral expenses, death compensation, living expenses, transportation expenses, accommodation expenses and other property losses of the dependents.

What is the claim after a traffic accident?

1, report the case in time. After a traffic accident, the driver immediately reports to the traffic accident handling organ and promptly reports the case to the insurance company that underwrites the vehicle;

2. Investigate and determine the damage. After receiving the report, the insurance company quickly dispatched a claim adjuster to investigate the accident. Verify the loss amount of damaged vehicles and property as required;

3. Rescue treatment. If someone is injured, you should call the emergency number quickly and send it to the hospital for rescue;

4. Solve the case through mediation. After the amount of property loss is determined, after the injured person is cured and discharged from the hospital, or after the traffic police department investigates the relevant situation of the accident dead person, the traffic police department mediates the two sides of the accident according to laws and regulations, and the responsible party closes the case after fulfilling the obligation of compensation respectively;

5. Submit a claim. After the mediation, the insured shall submit the accident claim materials to the insurance company in time;

6. Claim payment. After the insurance company calculates the indemnity amount according to the insurance clauses and laws and regulations, it notifies the insured to receive the indemnity and then closes the case.

Legal basis: Article 86 of the Regulations for the Implementation of the Road Traffic Safety Law of the People's Republic of China.

Traffic accidents occurred between motor vehicles and motor vehicles, and between motor vehicles and non-motor vehicles on the road without causing personal injury or death. If the parties have no dispute about the facts and reasons, they should leave the scene by themselves and negotiate compensation after recording the time and place of the traffic accident, the name and contact information of the other party, the motor vehicle number, the driver's license number, the insurance certificate number and the collision place. If a party disputes the facts and causes of a traffic accident, it shall call the police in time.

Article 87

If there is a traffic accident between a non-motor vehicle and a non-motor vehicle or pedestrian on the road, and no personal injury or death is caused, and the basic facts and reasons are clear, the parties concerned shall evacuate the scene first, and then negotiate to deal with the damages. If a party disputes the facts and causes of a traffic accident, it shall call the police in time.