Most critical illness products terminate when the purchased insurance amount is paid out. For some products, the insurance does not terminate after the insured amount is paid out, but the principal will be refunded when the insured survives at a certain expiration date. One cannot generalize based on one company's products. A company has multiple critical illness insurance policies with very different coverage responsibilities. For specific compensation conditions, you need to carefully read the description of the "Insurance Liability" or "The Protection We Can Provide" in the contract, which is closely related to your interests.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance