Under normal circumstances, legal persons do not need the consent of the supervisor to use corporate loans. Loans made by the legal representative in the name of the company are generally repaid by the company, and supervisors generally do not bear the repayment responsibility.

"General Principles of Civil Law of People's Republic of China (PRC)" Article 49 Where an enterprise as a legal person is under any of the following circumstances, in addition to investigating the legal person's liability, it may impose administrative sanctions and fines on the legal representative, and if the case constitutes a crime, it shall be investigated for criminal responsibility according to law:

(1) engaging in illegal business beyond the business scope approved and registered by the registration authority;

(2) Concealing the real situation from the registration authority or the tax authority or practicing fraud;

(3) Evading funds or hiding property to avoid debts;

(4) Disposing of property without authorization after dissolution, cancellation or bankruptcy;

(5) Failing to apply for registration and announcement in time at the time of alteration or termination, thus causing great losses to the interested parties; (six) to engage in other activities that harm the national interests or social public interests prohibited by law.