If you must surrender, you can apply for handwriting identification. According to the insurance law, if the insured 18 years old or above and has full capacity for civil conduct, it must be signed by the insured, and no one else can sign.

The act of signing the insurance policy on behalf of the insured will be invalid, and the telephone recording cannot be used as the basis for determining the insured's autograph. On the contrary, if your father answers the insured's autograph in the telephone recording, you can mislead the insurance company and their agents in sales, because you didn't sign it yourself, but your father said you signed it. Why? If you think about it, the salesman of the insurance company must tell your father that you must say so, because if you don't answer so, the policy will not take effect.

So, here you have two arguments to turn yourself in. No matter which one is established, the insurance company should give unconditional full surrender.

First: the act of signing, even immediate family members can not sign.

Second: misleading sales, because the phone call was made to your father, and your father knew that it was not signed by you (that is, the insured), but he replied on the phone that it was signed by the insured himself, indicating that there was obvious misleading sales behavior and he could ask for full surrender.

Regarding the complaint, you can make a complaint to the local insurance regulatory bureau established by the CIRC in Jinan. The specific complaint telephone number can be called 1 14.

Pure manual typing, I hope it will help you.