Where can I see the date of the credit card?

The validity period of a credit card is generally marked on the card face, and the format is "month/year". For example, "9/22" means that the credit card is valid until September 222, and the cardholder needs to change the credit card before this date. Credit cards are generally valid for 3 to 5 years. Credit cards issued by different banks have different validity periods. Generally, banks will remind them to change their cards before they expire.

Credit cards, also called debit cards, are credit certificates issued by commercial banks or credit card companies to qualified consumers. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

according to different card issuers, it can be divided into bank cards and non-bank cards

bank cards. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or withdraw cash at any time at all branches of the issuing bank or places with ATMs.

non-bank card.

this kind of card can be divided into retail credit card and travel and entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are dedicated to shopping in designated stores or filling gas stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by service industries, such as airlines and travel companies, which are used for ticket purchase, dining, accommodation and entertainment.

according to different issuers, it can be divided into corporate cards and personal cards

corporate cards. Corporate cards are issued to all kinds of industrial and commercial enterprises, scientific research and education institutions, state party and government organs, military units, organizations and other legal organizations.

personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. Personal cards are applied for in the name of individuals and bear all the responsibilities of using them.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary cards. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and their requirements are not high.

gold card.

the gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are those with high credit, strong repayment ability and credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are much wider, so the requirements for related service fees and guarantee money are also higher.

What is the date of the credit card?

The valid use period of the credit card will be printed on the card certificate of the credit card, and some formats are ValidFromxx/XX and ValidThruxx/XX, indicating the valid start and end dates of the credit card; Some formats are directly xx/xx, which means that the credit card is valid before xx month, xx year. (In all xx/xx date formats, the month is in front and the year is in the back, such as December 21, 221).

Credit cards issued by banks are all valid for 3-5 years. On the one hand, from a physical point of view, credit cards are used as payment media.

On the other hand, because the financial situation of credit card holders is constantly changing, banks can decide whether to continue issuing cards according to the cardholder's use of the card after three years' expiration. In addition, the validity period of credit cards can also help banks avoid the risks of cardholders forgetting to report the loss after losing their credit cards, long-term malicious overdraft, fraudulent use of credit cards after their death, etc.

Reasons for setting the validity period

1. From a physical point of view, credit cards are used frequently as a payment medium.

2. Theoretically, the financial situation of the cardholder is constantly changing. After the credit card expires for three years, the bank can decide whether to continue issuing cards according to the cardholder's use of the card.

3. Reduce or avoid risks: the cardholder forgets to report the loss after losing his credit card; Cardholder's long-term malicious overdraft; After the cardholder dies, the credit card is fraudulently used, etc.

What should I do if the cardholder does not want to continue using the credit card after its expiration? The method is very simple. Just call the issuing bank's credit card center one month before the expiration date and tell them not to issue cards.

Reference: Definition of credit card date nouns-Baidu Encyclopedia

What about the expiration date of credit cards?

As we all know, any credit card has its own expiration date. If it exceeds the expiration date, our card will not be used any more.

so, how can we know the validity period of our credit card?

usually, we can see the expiration date of our credit card on the card face.

The number in the lower right corner of the figure is the card issuance date and expiration date of this credit card (some banks will not indicate the card issuance date, but only the card expiration date).

this 8/28-where 8 means August and 28 means 228. This means that August 228 is the validity period of this credit card, which also means the expiration date of this credit card.

the validity period of most bank credit cards is displayed below the++on the front of the card. Of course, the validity period of some credit cards is displayed on the back of the card.

this way of checking is more suitable for when the credit card is just around.

We can deduce the validity period of our credit card by the year when it was issued.

different banks have different credit card validity periods, which range from 3 years, 5 years and 1 years. Suppose we get a credit card in June 22, and the validity period given by the credit card issuer is 5 years, then the validity period of this credit card is 6/25.

this viewing method is more suitable for the case that you don't have your credit card with you, but you remember where it is suitable to apply for a credit card and know how many years the credit card is valid.

To be on the safe side, most banks don't support customers to call customer service to check the validity period of their credit cards. If we have to check, we need to go to the bank outlet with my ID card and pass the identity verification before we can check the validity period of the credit card.

credit card's++,expiration date and CVV2 are all very important. Unless it needs to be used when binding credit cards on some regular websites and platforms, it is best not to disclose it casually, otherwise it may be stolen.

Of course, generally, when a credit card is about to expire, the bank will send a short message to remind customers in advance and send a new credit card in advance. When we receive a new credit card and activate it, the old credit card will be automatically invalidated, and we will destroy it in time.

how do I know the issuing date of the bank card?

1. Know the card issuing date of the bank card: If it is a bank card, you can only check it at the counter or customer service. If it is a credit card, the validity period of the credit card is usually 5 years, depending on the date on the credit card, minus 5 years is the card issuing year (the month is in front of the credit card, for example, the validity date on the credit card is 9/12, which means it will expire in September of 12).

how to check the card opening time of a credit card?

You can only inquire about the card opening time by calling the customer service hotline, and the date on the card is the validity period of the credit card.

1. The validity period of bank credit cards is generally 5 years, and that of individual banks is 1 years

1. After the expiration of the validity period, the bank will decide whether to let customers continue to use credit cards according to their past use of credit cards

2. The validity period of credit cards is expressed in MM/YY. If it is valid on 9/16, it will expire in September 216

If you need to inquire about the opening time of credit cards in more detail, you still don't know how to inquire about the opening time of credit cards.

2. Credit card activation process:

1. Credit card phone card opening process:

Call the 24-hour customer service hotline of the credit card and follow the prompts.

after selecting Chinese service in voice, select credit card, enter credit card++,enter the validity period of credit card and the three-digit security check code on the back of the card. Select the credit card opening and password setting, and then press the # key to end.

2. credit card online banking card opening process:

log in to the bank's official website (browser computer: macbookpromos14 opens google version 92..4515.131), click on the home page of the credit card center, click on the card opening on the right and set the password.

verify the reserved information of credit card application, such as home phone number, ID number, etc.

3. Credit card bank counter card opening process:

Hold my ID card and credit card, fill in the application form for special business, and ask the staff to activate the credit card.

3. The difference between opening a credit card and not opening a card is as follows:

1. A credit card that does not open a card is equal to an invalid card, so it can be used normally and can be overdrawn;

2. If you don't open the credit card after receiving it, you don't activate it yourself;

3. Credit cards that are not activated cannot be overdrawn, consumed or paid;

4. An inactive credit card can be used as a debit card.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

how to read the validity period of a credit card!

suppose one sunny day, you are shopping in the mall, and when you check out, you find that you can't use your credit card, and you are penniless, so the scene must be very embarrassing! Why can't I swipe my card? It is very likely that your credit card has expired. Today, I will teach you how to look at the validity period of credit cards.

how to look at the validity period of a credit card? The details are as follows:

A major difference between a general savings card and a credit card is that the validity period is printed on the credit card, and the usual format is: ValidFrom7/14, ValidThru7/17. It means that this credit card is valid from July 214 to July 217. There are also some other representations, such as: ValidDates, MemberSince, Expires, etc., but they all indicate the validity period.

Chinese logos are rarely seen in the validity period of credit cards. What do you think of the validity period of credit cards for cardholders who don't know English?

look for numbers with "/"on the front of the card, such as 1/7 and 1/1. Such a number is easy to wonder, which is the month and which is the year? So please remember that the date of credit card comes according to the habits of foreigners, that is, the month comes before and the year comes after. Then, the dates indicated by the above figures are October 27 and October 21, in which the smaller year is the date of issuance and the larger year is the validity period of the credit card. Most credit cards issued by domestic banks are valid for three years, counting from the day our credit cards are approved.

when you use a credit card to pay for online shopping, you will be required to fill in the validity period of the credit card. Besides, you don't need to worry too much about the validity period of the credit card. Before it expires, the bank will mail a new card to our billing address, and the validity period of the new card is also three years. For cardholders who have expired and have to go out for a long time to use their credit cards, they can call the credit card center of the issuing bank in advance to discuss the issue of changing their cards in advance. Generally speaking, there is no charge.

I'll stop talking to you about the validity period of credit cards. You must be quick to understand! In addition, parents who want to apply for credit cards will introduce credit card applications and give you more choices.

let's stop here for the introduction of the credit card issuance date.