1. Electronic bank acceptance bill is the inheritance and development of paper bank acceptance bill. Electronic bank acceptance bill replaces the original paper physical bill in the form of data message.

2. Electronic acceptance bills use electronic signature instead of entity signature, network transmission instead of manual transmission, and computer entry instead of manual writing, which realizes the complete electronization of bill business processes such as issuance, circulation and payment. ?

3. Electronic bank acceptance bills can ensure their uniqueness, integrity and security by adopting electronic signature and reliable security authentication mechanism, and reduce various risks such as cloning, alteration, forgery, loss and damage of bills.

4. Issuance, guarantee, acceptance, delivery, endorsement, pledge, discount, cash discount, rediscount and other bill behaviors are carried out on the electronic commercial bill system, which can greatly improve bill circulation efficiency, reduce manpower and financial costs, and effectively improve financial and commercial efficiency.

Compared with paper bank acceptance bills, electronic bank acceptance bills have great advantages in circulation and intensive management, and will also be a focus of commercial bank business competition in the future.

References:

Electronic Acceptance Bill-Baidu Encyclopedia

Acceptance Bill-Baidu Encyclopedia