Generally speaking, after signing the insurance application, you need to go through the following processes:
(1) Submit the insurance application and premium to the company, and then wait for the insurance company's review;
(2) After being audited by an insurance company, there are usually two results:
(1) underwriting failure, the insurance company will give notice of refusal to inform consumers;
(2) After successful underwriting, the insurance company issues a formal insurance contract and delivers it to the consumer for signature and confirmation.
But if you have signed a formal insurance contract and don't want this policy in the future, you can only surrender it.
Speaking of turning yourself in, the doorway can't be ignored. I suggest unfamiliar friends read this article again: how to refund insurance surrender, how much can be refunded, and how to reduce the loss of surrender?
Some friends don't want this policy after signing it, probably because they blindly insured before insurance and didn't combine the actual needs. Therefore, in order to buy a product that suits you, you must read the terms carefully before taking out insurance and consider it according to your own situation.
If you find the terms difficult to read, you can also take a look at this strategy prepared by senior sister: teach you to identify the pit in the insurance contract!
These are the answers to the questions. Generally speaking, buying insurance is not a trivial matter. In order to avoid unnecessary troubles, everyone must make full preparations before taking out insurance.
In order to help you buy the products that suit you, Senior Sister has specially prepared an insurance guide. Click here to get it: Before buying insurance, you must first understand these key knowledge points!
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