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Can I apply for a credit card without proof of financial resources?

Generally, the supporting documents required to apply for a credit card include: identity documents, financial resources certificates, and fixed residence certificate documents.

Take the Bank of China credit card as an example, the supporting documents required

1. Identity documents:

Domestic residents - need to provide resident ID card or temporary Copy of resident ID card (both sides, within validity period) or military officer ID card

People from Hong Kong, Macao and Taiwan - need to provide "Mainland Travel Permit for Hong Kong and Macao Residents" or "Return Permit for Hong Kong and Macao Compatriots" or "Taiwan A copy of the Mainland Travel Permit for Residents.

Foreigners - (1) Valid passport and (2) A copy of the "Foreigner's Residence Permit" or a copy of the "Foreigner's Residence Permit" attached to the visa page of the valid passport or the "Foreigner's Residence Permit" Copy of Permanent Residence Permit.

2. Proof of fixed residential address

Copy of household registration card (thin)

or the latest three installments of water, electricity and gas payment slips

< p>Or the last three installments of fixed-line telephone bills

Or the dormitory certificate issued by the unit

Or the house rental contract (agreement)

Or the certificate of self-owned property

Or the community property management fee payment receipt

or the address certificate issued by the street

or the last two credit card monthly statements or the last three months of personal information Income tax payment certificate

Or other supporting documents that can prove your fixed residential address

3. Documents proving financial resources

The last three months issued by government agencies and enterprises The official salary slip or income certificate (need to be stamped with the company seal or department seal)

Or a copy of the passbook/bill of the bank's salary (need to show the salary entry information in the last three months)

Or a copy of the personal income tax payment certificate for the last three months

or a copy of the social insurance and payment certificate

or a copy of the self-owned property certificate

< p>Or a copy of bank's time deposit slip/passbook

Or a copy of fund, treasury bond, corporate bond purchase receipt

Or a copy of membership card, including: golf membership card, China Mobile, China Unicom VIP Card, Air China Miles Platinum Card, Gold Card, Silver Membership Card, China Southern Airlines Sky Pearl Gold Card, Silver Membership Card, China Eastern Miles Club Gold Card, Silver Membership Card (name and card validity period), etc.

It can be seen that the proof of financial resources is not only the income certificate issued by the unit, but also many other things that can be substituted.

For special groups, such as employees of Fortune 500 companies, they can apply with only proof of identity and a copy of their work permit, without the need for income verification documents.