First of all, the pos machine used should have the function of returning the credit card, and then click the credit card step by step according to the prompt of the pos machine. There will be no handling fee for repayment, but repayment on pos machines is slow and there is a certain delay. Therefore, it is recommended not to use this repayment method under normal circumstances unless there is a special emergency.
Matters needing attention when using pos machine to swipe your card:
1. Check whether the amount on the shopping receipt is correct. When a consumer uses a card in a shopping mall, according to the transaction requirements of the bank card, the cashier will ask the consumer to sign the transaction document. Consumers need to be reminded that before signing, they should first confirm whether it is their own, and carefully check whether the amount and currency on the purchase order are consistent with the actual consumption situation. Only when it is correct can they sign it.
2. The operation of credit card is different from that of savings card. In order to make it more convenient for consumers to use credit cards, many credit cards do not need to enter a password when they are used, and the cashier only needs to check the user's signature.
3. Don't forget to tear up the transaction documents when using the pos machine to swipe your card. In case of transaction error or cancellation, consumers should tear up the wrong transaction documents on the spot. In addition, sales staff should be required to issue offset bills to offset the original transaction, and then conduct the transaction again, or obtain a refund explanation from the merchant.
How to return the credit card?
There are many ways to repay credit cards. The following are several commonly used repayment methods:
1. Binding a savings card is the most convenient repayment method. When you apply for a credit card, it is bound to our savings card, and the bank automatically deducts money when you repay it, which is convenient for you to transfer money manually to the bank.
2. Online banking transfers money first, which is safe. Open the issuer's online banking, log in to the online banking, and enter the password to complete the repayment without handling fees.
3. Third-party repayment is convenient. At present, Alipay Wallet supports credit card repayment of more than 30 banks, and a "repayment reminder day" can be set.
4. Reimbursed by Lacarra. Credit card outlets use less, but there is a handling fee for repayment, which is 2 yuan per transaction. Three repayment methods of credit card
1. Full repayment: after the bill is issued on the bill issuing date, it will be paid off in one lump sum. This is the best repayment method, but it also requires considerable funds. If the bill amount is 65438+ million, it needs 65438+ million to pay it back. Full repayment is actually divided into two repayment methods, one is the one-time repayment mentioned above, and the other is
Accumulated multiple full repayments. The bank doesn't stipulate that it should be paid off in one lump sum, so we can pay it off in multiple installments as long as the bill amount is paid off before the final repayment date. For example, the current bill is 10000 yuan, and we will pay 100 yuan in one lump sum, which is enough.
2. Repayment by installments: After the bill is issued on the bill issuing date, the current bill will be repaid by installments, which can generally be divided into 3/6/9/ 12/ 18/24 installments. This method is relatively less stressful, but it will bear a certain installment fee.
There is also the minimum repayment amount: every bank will give you a minimum repayment amount (10% of the current bill) when it reissues the bill, which is also the most uneconomical repayment method. If the bill amount is large, you have to pay a high interest fee. The minimum repayment is to spend more money to ensure your credit information, but it will cost a little extra interest.
Small expansion: billing date and repayment date
Billing date: The billing date is the date of bank settlement. The bank's bookkeeping date is determined according to the application time. The billing date is set when the credit card is approved. After the card is activated, you can call the bank to modify the bill date.
Last repayment date: In general, the last repayment date is 20 days after the bill date, but some banks also stipulate the last repayment date. It's all about 20 days. It won't make much difference.
10% repayment method:
1. After paying the bill at sunrise, it can be operated from the 3rd. The total amount of the bill is 10000 yuan, which can be repaid by 1000 yuan.
2.3 repay 1 1,000 yuan in the morning, restore the limit of 1 1,000 yuan, and brush out the 400 yuan three hours later, and brush out 1 1,000 yuan again. I have paid back 2000 yuan in one day. After that, swipe the card every day to complete the repayment and accumulated repayment 10000 yuan.
Precautions! ! !
1. The repayment amount, credit card amount and credit card interval of the above methods are just examples. The actual situation depends on the individual situation, which is not suitable for complete imitation. (Of course, the more places reserved, the better. )
2. Note that the credit card amount mentioned above is only an integer convenient for calculation, and the actual credit card should not be an integer.
Please manage your credit card effectively to avoid overdue.
How to return the credit card to the pos machine?
Pay back the credit card 15000 by pos machine, and the charge is not fixed. Generally, 10000 yuan, 100 to 200 yuan.
Credit card repayment method:
First, it is most convenient to bind the savings card for repayment.
Bundled savings card means that when you apply for a credit card, you are bound to the bank's savings card. Most cardholders are salary cards. Then the final repayment date of the credit card is after the entry date, so the bank will automatically deduct the money when it repays, so you don't need to remember the time, you just need to ensure that there is enough money in the debit card. You don't have to go to the bank again. You need to transfer money manually.
Second, online banking transfer is the safest.
When using a credit card, open the online banking of the issuing bank, so you don't have to worry about finding a bank and not being able to pay back the money. Just turn on the computer and log in to the online banking, enter the password and click the mouse to easily complete the repayment without paying any handling fee. For example, ICBC's online banking repayment only needs to be lightly operated on the computer every month.
Third, third-party repayment is the most convenient.
Most customers who choose third-party payment are inconvenient to repay by credit card. They don't want to go door-to-door to the bank, so they download a software for their mobile phones and swipe their mobile phones to complete the repayment business for free. At present, there are Alipay wallets, as well as the palm life of China Merchants Bank, or WeChat launched by mobile phones can also pay credit cards online.
I have a loans overdue in my Swiss credit card, and I paid it back with the money I borrowed today. I was going to give it back to someone else, but when I used a Swiss credit card.
It's no use. Once taken away, it cannot be recovered. You can return the money in the credit card to others, and then use the credit card repayment software to return the credit card.
Who knows how to use this mobile phone pos machine of Ruiyinxin?
Real name registration and login
1. Open the Swish application and click Register Now.
2. Enter the mobile phone number and password, and click Next (note: credit card service agreement is agreed by default).
3. You will be prompted to send a short message to the registered mobile phone number, and then click OK.
4. Enter the verification code, and then click Finish Registration.
5. The registration was successful, and the mobile phone and password were logged in.
6. Enter the main page
Real name authentication and credit card authentication
1. Go to the homepage and click User Authentication.
Enter your name and ID number, and then click Next.
Step 3 sign for confirmation
4. Take photos on the front and back of the ID card and hold the ID card.
5. Click Submit for review.
6. Enter the credit card verification link.
7. Click on credit card authentication.
8. Please insert the card or swipe the card on the terminal.
9. Enter the validity period of the credit card and the reserved mobile phone number of the bank card, and click Send Verification Code.
10. Enter the verification code and click Next.
1 1. Take a photo of the front of the credit card.
12, click submit for review.
13, pending approval
14, enter the main page.
15. Click User Authentication to confirm the audit result.
Set up settlement card
1. Enter the main page and click Bind Bank Card.
2. Enter the bank card list and click "".
3. You can choose to swipe your card or enter it directly.
4. After completing the form, click Next.
5. Select the bank, city and branch.
6. The settlement card was successfully bound.
7. Slide left to set the default settlement card.
8. Confirm whether it is set as the default settlement card.
9. The default settlement card was set successfully.
10, swipe left to delete the settlement card.
1 1. Settlement card settings were deleted successfully.
12. Display the list of settlement cards.
Credit card collection
1, open the main page and click Credit Card Collection.
2. Open the credit card to collect money
3. Enter the amount
4, open the phone Bluetooth
Step 5 confirm the order
Step 6 check the card reader
7. Connect and turn on the terminal.
8. Insert or swipe the card on the terminal.
9. Enter the transaction password.
10, please sign.
1 1. Confirm the signing, and agree to the credit card service agreement by default.
12. Click to agree to sign and upload your signature.
credit card repayment
1. Open the main page and click on the credit card to repay.
2. Enter the credit card list
3. You can manually enter/swipe your card to add a credit card (demo swipe).
4, detection terminal
5. Insert or swipe the card on the terminal.
6. Enter the name of the cardholder.
7. Select the repayment date (optional)
8. Click Next to confirm the repayment date.
9. Card binding succeeded
10, enter the repayment amount.
1 1. Confirm the order
12, connecting terminal
13. Insert or swipe the card on the terminal.
14. Enter the transaction password.
15, signature
16. Confirm the signing of the contract, and agree to the Swiss brush service agreement by default.
Mobile phone charging
1, enter the main page and click on the mobile phone to recharge.
2. Enter the mobile phone number and select the amount.
Step 3 confirm the order
4, detection terminal
5. Insert or swipe the card on the terminal.
6. Enter the transaction password
7. Signature
8. Confirm the signing of the contract, and agree to the Swiss brush service agreement by default.
Fuel card recharge
1, enter the main page and click the fuel card to recharge.
2. Enter your name, mobile phone number,
3. Select the amount
Step 4 confirm the order
5, detection terminal
6. Insert or swipe the card on the terminal.
7. Enter the transaction password
8. Signature
9. Confirm the signing of the contract, and agree to the Swiss brush service agreement by default.
Bank card balance inquiry
1, enter the main page and click the bank card balance.
2. Detection terminal
3. Insert or swipe the card on the terminal.
4. Enter the transaction password
How to operate the new self-service terminal credit card repayment?
How to operate the new self-service terminal credit card repayment? The new self-service terminal is a machine provided by the bank for users to operate and realize some services by themselves. The new self-service terminal can realize a variety of convenient payment functions, including public service fee payment, mobile phone recharge payment, movie ticket purchase, welfare lottery ticket purchase, performance ticket purchase, train ticket purchase, coupon printing, insurance purchase payment, bank card transfer, credit card repayment, bank card balance inquiry, group purchase, Anxin Mall and so on. The new self-service terminal is as long as the POS machine and is usually placed in the lobby of the bank.
Step: 1. Select "Credit Card Repayment" on the pos screen with the cursor, and then "Confirm";
2. Follow the prompts on the screen to swipe your credit card. After the credit card is successfully swiped, the machine will sound twice and your credit card will be displayed on the screen. Press the "Confirm" key;
3. Enter the amount you want to repay according to the prompt and confirm;
4. Enter the mobile phone number of the payer according to the prompt (so as to receive the message of successful repayment), and then press the "Confirm" button to enter the next step.
5. Prompt with "Credit: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
6. Please swipe the debit card with the "UnionPay" logo, and automatically enter the next step after the card is swiped successfully;
7. Enter the password and wait for the next message;
8. There are four tips on the screen.
(1) "If the transaction is successful, press the confirm key to print the receipt", which means that the repayment is successful, and you need to press the confirm key to print the receipt.
(2) "The telephone line is not plugged in or connected" and "The terminal is not registered, xxxxxxxxx" means that your repayment is unsuccessful, and you need to call the operation and maintenance manager on the red rack to repair the line.
(3) In the case of "Transaction failed, please confirm the transfer-out card" or "Transaction failed, please consult the issuing bank", you need to call the toll-free number "400880 1234" on the red shelf for transaction inquiry and consultation to confirm the card type, card function and card type of the bank card you hold.
This is the end of the introduction about how to return credit cards and whether credit cards can be swiped. Did you find the information you needed?