1. Check the pre-sale license:

Afraid of not remembering the five certificates? Then just look at the pre-sale permit. There is a tip for looking at the pre-sale permit. It is to look at the pre-sale building on the pre-sale permit. It must match the one you bought. If there is no pre-sale permit, Don’t buy a house!

2. Think twice before paying the deposit and read the subscription agreement carefully to be careful!

When viewing a house on site, the real estate consultant will definitely force you to pay a deposit. At this time, you should note that the deposit is non-refundable, and you must read the subscription agreement carefully. If you have any doubts, you can negotiate Modify, don’t believe the nonsense that the real estate consultant tells you that you can’t modify. If you are still satisfied with the house and want to consider it, you can pay the intention deposit and sign the intention agreement. The main content is that the house will be retained for 3-7 days. During the retention period, you cannot Sell ??it to others, unless you don’t want it, and if you don’t buy it, the earnest money can be refunded, which most developers will agree to.

3. Don’t go to an agent to buy a house. It’s cheaper to negotiate by yourself

If an agent says that he wants to take you to see a new house, be sure not to go and don’t leave your phone number. The agent cooperates with the developer. Yes, there is a commission. You have to decide where the commission comes from. Just go to the sales department to negotiate. Most of the intermediary’s commission can be negotiated by you!

5. It is very important to choose a property when buying a house

It is best for property companies to focus on self-operated properties, and they are self-operated properties of brand developers and self-operated properties of small developers. There is a high probability that it will be very bad. Even if it doesn't work, you should choose a well-known property company. It is best not to touch the properties of Pheasant Property Company. Property is the key to whether your house will appreciate and maintain its value!

6. Don’t believe in model houses. The furniture is all customized.

Most of the model houses in the sales department have customized furniture and are small in size, so the room looks big. It depends on the floor plan. You need to look at the size chart, and then look at the house type according to the size chart. The model house in front of you may not be the real one.

7. Buy the edge but not the center, buy the east and buy the west, buy high and not short< /p>

Front houses are generally open to the north and south, but this is not necessarily the case. Only when the north and south windows are facing each other is it called north-south open. If you buy a house on the west side, it will have west sun exposure. The lower floors have poor lighting and return moisture. We don’t want the ones on the roadside, which are noisy and dusty. We don’t want the top floors. No matter how good the construction quality is, things that are 70 years old will leak. This was a choice under certain conditions at the time. Special circumstances will be considered separately. . When asking about prices, ask more floors. The price difference between floors won’t be that big. The down payment won’t cost much more. Don’t listen to the lies of real estate consultants.

8. Don’t trust real estate consultants to apply for discounts for you

Buying a house is a lifetime event. Many people only buy one house in their lifetime, so when you want a discount, don’t Ask the salesperson to call the manager or go to the manager's office to help you fight for it. Be sure to go with him and grind a little more. The manager will have discounts, and you can still grind down 2 points. The sales manager is someone who can be reached by most people. People with preferential rights.

9. Be sure to ask several loan banks to choose which one has the lowest interest rate!

Sometimes, different banks have different interest rates. Developers usually cooperate with 2-4 lending banks. Be sure to consult with each of them and choose the bank with the lowest interest rate. If the interest rates are the same, Choose a small bank. Small banks provide loans quickly and have simple approval procedures. The four major banks have complex procedures and strict review procedures, and will not provide loans if there are any flaws.

10. Don’t check your credit randomly. Make sure you buy a house before checking your credit.

If you have too many credit reports, you will have a bad record. The bank will think that you often check your credit because you need a loan or you are not qualified. Okay, so don’t check your credit. Some real estate consultants will ask you to check your credit before the market opens. Ignore them. And when you sign the commercial housing sales contract, you must mention that if the bank does not lend you money, it will refund your money. "Commercial Housing Sales and Purchases" The default in the contract is that if the bank does not lend the money, you have to pay the full amount. If the check-out is your responsibility, there will be liquidated damages. Although the original contract cannot be changed, you can sign a supplementary agreement.