China UnionPay Express Sign failed for the following reasons: ① The mobile phone NFC is not sensitive. Some people are not sensitive to the NFC chip of their mobile phones, and some people are not sensitive to the thick cover of their mobile phones. ② The NFC of ②②POS machine is not sensitive. Some of their POS machines have weak NFC hardware signals, and some people have installed password keyboard covers to prevent voyeurism, which makes POS flash payment insensitive. After the password cover is removed, POS will be very sensitive after flash payment. ③ When flash payment is made, the NFC position of the mobile phone does not correspond to the correct POS position.