The reasons for refusing to apply for a credit card are Class A: the reasons for the applicant's basic information.
1 I can't confirm or sign.
The signature of the application form does not match the certificate.
The signature of the application form does not conform to the regulations.
The application form has been signed, but not signed.
5 The information is unknown and not provided.
6 family unknown, not provided.
7 wage unit information is unknown and not provided.
8 contact information is unknown and not provided.
The application form or application materials cannot be read and will not be supplemented.
The data of 10 is insufficient, so there is no supplement.
1 1 The applicant's relevant information is insufficient, and the information is not completed on time.
12 The applicant's age does not meet the requirements.
13 is not a local household registration and the comprehensive conditions are not up to standard.
14 Non-local household registration has no housing and the self-purchased housing is not up to standard.
15 unit does not meet the requirements, and the post does not meet the requirements.
16 The applicant has no job and no stable source of income.
17 the applicant is a practitioner in the restricted application industry.
18 the applicant does not meet the conditions for applying for a military card.
19 The applicant is a foreigner.
20. The type of the applicant's identity document does not meet the requirements.
2 1 The certificate is invalid or the validity period does not meet the requirements.
22. The supplementary card applicant does not meet the requirements.
23 disabled people
Class B: Reasons for the applicant's credit investigation.
1 The applicant has applied multiple times.
The applicant's unit has not found this person.
The applicant has left the company.
Apply for a part-time job
The applicant's job is unstable.
The applicant's job changes frequently.
7 The applicant's income is unstable.
The applicant is a small business owner and the company has been established for a short time.
The applicant already holds several credit cards from other banks.
10 The applicant's work unit information is inconsistent with the application information without reasonable explanation.
1 1 The applicant's social security is abnormal.
12 The social security record is inconsistent with the application form and cannot be reasonably explained.
13 The applicant's company cannot verify and confirm.
14 the applicant's company has not been registered or cancelled or has not been inspected annually.
15 negative information of the work unit.
16 according to the credit information, the applicant's comprehensive conditions are poor and the risks are uncontrollable.
17 applicant has a bad record.
18 The applicant's personal loan payment record in our bank is poor.
19 The applicant's credit cards in other banks have bad repayment records.
The applicant has a bad record in the personal credit information system
2 1 the applicant's unit has a bad record in the tax bureau (private business owners and legal persons).
The applicant's unit has a record of evading bank debts (private owners and legal persons).
The applicant has doubts about the credit investigation.
24 persons with disabilities
25 forged identity cards
26 forged real estate license
27. Forged driver's license
28. Forging other documents
29. Stealing other people's ID cards and applying under false names.
30 black intermediary incoming parts
3 1 The applicant has paid the arrears for many times without reasonable explanation.
Unable to contact the applicant.
I can't get in touch within the effective credit reporting time (three times in three days)
The contact information provided by the applicant is invalid.
The applicant does not cooperate with the credit investigation.
Negative information or suggestions provided by the applicant's family members or contacts will not be dealt with.
The applicant has a criminal record.
Class C: Other reasons
1 The contact does not know or is unwilling to be a contact.
The relatives of the applicant registered in different places can't be contacted.
3 Contact person does not meet the requirements
4. The card type and amount approved by our bank do not meet the requirements of the applicant, and the applicant refuses to accept it.
5 The applicant's place of work and residence is not in the branch city of the Bank, and the risk is uncontrollable.
6 applicant's health reasons
The applicant does not meet the examination and approval conditions of the group card, project card or pro-nuclear pro-visit to D.E.
The original is not verified or signed by a non-nuclear inspector.
9 the purchase channel is unknown, so it is impossible to identify the authenticity of the information.