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Who used the U shield of China Merchants Bank under win 10?
There may be incompatibilities. Please bring the original card, account opening certificate and UKEY to any outlet for testing. If it is confirmed that it is a compatibility problem, it can be replaced.

If it is inconvenient for you to go to the counter, you can copy a file certificate on another computer by moving the certificate, then backup the certificate, and then operate the file certificate on WIN8/WIN 10 system by backing up the file (select "File Certificate" in the professional login interface and click "Certificate Recovery").