If the loan contract needs to be changed, it must be agreed by the loan handling bank, the borrower and the relevant parties through consultation, and the change contract shall be signed according to law. Do you know what the contract is like now? Here I would like to share with you some sample loan contracts of companies and individuals, hoping to help you.
Model loan contract between company and individual 1 Party A (borrower) _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (Lender) _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _
(1). Both parties have reached an agreement on the loan as follows:
(2) Loan amount
The borrower borrows RMB from the lender.
(3) Loan interest
From the date when the loan is used, the interest shall be calculated according to the actual amount used, and the compound interest shall be calculated. Within the loan term stipulated in this contract, the annual interest is _ _ _ _ _. If the borrower fails to repay the loan on time, the overdue part shall be charged with interest at the interest rate of _ _ _ _ _.
(4) loan term
The borrower guarantees to repay the loan at the interest specified in this contract from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. For the overdue part, the lender has the right to recover the loan within a time limit.
(5), the terms change
When it is necessary to change the terms of the contract due to the change of national interest rate, both parties shall sign the documents to change the contract as an integral part of this contract.
(6) Rights and obligations
Lenders have the right to supervise the use of loans and understand the borrower's solvency. The borrower shall truthfully provide relevant information. If the borrower fails to use the loan as stipulated in the contract, the lender has the right to recover part of the loan, and collect the default interest according to the regulations of the bank. If the lender repays the loan in advance, the interest will be reduced according to the regulations.
(7) Warranty clause
If the borrower takes _ _ _ _ _ _ _ as collateral and cannot repay the loan to the lender at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when it is due, the mortgage right will be extinguished. The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes or engage in illegal activities. The borrower must repay the principal and interest within the time limit stipulated in the contract. The borrower has the obligation to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan implementation, operation and management, financial activities, material inventory, etc.
(8), the way to solve contract disputes
Disputes arising from the performance of this contract shall be settled by both parties through friendly negotiation or mediated by a third party. If negotiation or mediation fails, either party may bring a lawsuit to the people's court according to law.
(9) If there is no agreement in this contract, it shall be implemented in accordance with the relevant provisions of People's Republic of China (PRC) Contract Law.
This contract is made in duplicate, each party holds 1 copy.
Lender: _ _ _ _ _ _ _ _ _
Borrower: _ _ _ _ _ _ _ _ _
Co-guarantor: _ _ _ _ _ _
Date of signing the contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ \
Model loan contract between company and individual 2 Guarantor's name: _ _ _ _ _ _ _ _ Address: _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ Fax: _ _ _ _ _ _ Code: _ _ _ _ _ _ Opening financial institution: _ _ _ _ _ _ _ Account number: _ _
Creditor's name: _ _ _ _ _ _ _ Bank branch _ _ _ _ _ Address: _ _ _ _ _ _ President: _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ Fax: _ _ _ _ _ _ _ Code: _ _ _ _ _ _ _ _.
In order to guarantee the performance of _ _ _ _ _ _ (hereinafter referred to as the main contract), the guarantor (hereinafter referred to as Party A) is willing to provide guarantee to the creditor (hereinafter referred to as Party B) at the request of _ _ _ _ _ _ _ _ _ (hereinafter referred to as the borrower). The loan amount and currency of this master contract are (in words) _ _ _ _ _ _ _ _ _, and the term is _ _ _ _ _. Upon examination by Party B, Party A agrees to be the guarantor of the borrower's repayment. Party A and Party B, through consultation, sign the Contract according to the law:
Article 1 Party A is willing to guarantee the loan principal of RMB (in words) only borrowed by the borrower from Party B in the above-mentioned master contract, and all the corresponding payables such as interest, expenses, default interest and liquidated damages (hereinafter referred to as payables).
Article 2 The guarantee method of Party A is joint and several liability guarantee. When the borrower fails to pay Party B any installment due according to the agreement in the master contract (including the payment announced by Party B to be due in advance), Party A promises to pay unconditionally on its behalf within 15 days after receiving the written dunning notice from Party B. ..
Rule three. Party A guarantees that all authorization and approval procedures required for signing this contract have been completed, and within the validity period of this contract, Party A's guarantee liability will not be affected or exempted for any of the following reasons:
1. Changes in the identity and financial status of the borrower and any instructions from its superior unit;
2. Various relevant agreements signed by the borrower and other units;
3. The main contract guaranteed by this contract is deemed invalid;
4. Changes in Party A's organization, cancellation or financial resources;
5. The main contract of debt restructuring.
Article 4 If Party A changes or cancels, it shall notify Party B in writing 45 days in advance, and all obligations under this guarantee contract shall be borne by the changed organization, otherwise the borrower and Party A will become new guarantors accepted by Party B. ..
Article 5 Party A agrees that in the future, if Party B changes the master contract with the borrower, except for the loan amount, term, purpose and interest rate (which means that Party B goes beyond the adjustment range stipulated by the People's Bank of China without reason), other changes do not need Party A's consent and will not affect Party A's guarantee liability. After the terms related to the loan amount and term in the master contract are changed, the loan amount and term guaranteed under this contract shall be adjusted accordingly, and the loan interest rate shall be subject to the loan interest rate after the above terms are changed.
Article 6? The guarantee period of this contract is: from the effective date of this contract until all the payables of the borrower under the main contract are paid off.
Article 7 During the guarantee period of this contract, Party A has the responsibility to provide financial statements to Party B on a regular basis and accept Party B's investigation on the change of its guarantee ability. Without the consent of Party B, Party A shall not report to Party B.
The third party provides any form of guarantee.
Article 8? Other matters agreed by Party A and Party B:
Article 9? Liability for breach of contract:
1. Party A violates this contract.
According to the agreement in Article 2, if the borrower fails to pay off the due amount, Party A has the right to deduct it from its deposit account and can continue to claim any difference from Party A. ..
2. Party A violates this contract.
Article 4 stipulates that Party B has the right to charge liquidated damages equivalent to _ _% of the total guarantee amount from the changed institution.
3. Party A violates this contract.
Article 3,
Article 7 stipulates that if Party B makes an untrue statement or breaches the contract, Party B has the right to require it to correct the behavior and impose a penalty of _% of the total guarantee amount.
Article 10? Dispute settlement: Any dispute arising from the performance of this contract shall be settled by both parties through consultation. If negotiation fails, bring a lawsuit to the people's court where Party B is located.
Article 11? This contract shall be signed and sealed by the legal representatives of Party A and Party B or the agents authorized by the legal representatives, and shall come into effect with the main contract after being stamped with the official seals.
Article 12? The original of this contract is in duplicate. Party A and Party B each hold one copy.
Party A: _ _ _ _ _ _ Party B: _ _ _ _ _ _
Legal representative: _ _ _ _ _ _ Legal representative: _ _ _ _ _ _
Date of signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Signing place _ _ _ _ _
Model loan contract between company and individual 3 Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _
Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _
I. Purpose of the loan
Second, the loan amount
The borrower borrows RMB from the lender.
Third, loan interest.
From the date when the loan is used, the interest shall be calculated according to the actual amount used, and the compound interest shall be calculated. Within the loan period stipulated in the contract, the annual interest rate is-%. If the borrower fails to repay the loan on time, the interest rate will be-%for the overdue part.
Fourth, the loan term.
The borrower guarantees to repay the loan at the interest specified in this contract from year month to year month. For the overdue part, the lender has the right to recover the loan within a time limit.
Verb (abbreviation of verb) guarantee clause
(1) The borrower uses _ _ _ _ _ _ _ _ _ _ as collateral, and the lender has the right to dispose of the collateral if it cannot repay the lender's loan at maturity. If the borrower repays the loan in full when it is due, the mortgage right will be extinguished.
(two) the borrower must use the loan in accordance with the purposes stipulated in the loan contract, and shall not be used for other purposes, and shall not use the loan for illegal activities.
(3) The borrower must repay the principal and interest within the time limit stipulated in the contract.
(4) The repayment guarantor of Party B is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Ways to solve contract disputes with intransitive verbs
Both parties shall settle the dispute through consultation. If negotiation fails, it is agreed to submit it to the _ _ _ _ _ _ _ _ Municipal People's Court.
Seven. This contract will take effect on _ _ _ _ _. This contract is made in duplicate, each party holds one copy, and the contract text has the same legal effect.
Party A (signature): _ _ _ _ _ _ _ _ _ _ _ _
Party B (signature): _ _ _ _ _ _ _ _ _ _ _ _
Date of contract signing: _ _ _ _ _ _ _
Address of contract signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Model loan contract between company and individual is 4 years.
Project level
Signing unit:
_ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as the Borrower)
The People's Construction Bank of China _ _ _ _ (hereinafter referred to as the Lender)
In _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 1 According to the approved annual capital construction plan, the borrower borrows RMB (in words) from the lender for the construction project and shall not use it for other purposes.
Expected quarterly payment: RMB yuan per quarter; Two quarters of _ _ _ yuan;
Three quarters of _ _ _ yuan; Four seasons _ _ _ _ yuan.
Article 2 The loan interest rate is _ _% per annum, calculated with compound interest.
Article 3 The state adjusts the infrastructure investment plan and interest rate in the middle of the year, and this contract is amended and supplemented accordingly.
Article 4 During the project construction period or after the completion of the project, both parties shall sign a loan contract, and the total amount of the loan contract includes the loan amount of this contract. After the loan contract comes into effect, this contract shall be invalid at the same time.
Article 5 The original of this contract is in duplicate, with 65,438+0 copies for both signatories, _ _ copies for the competent department and 65,438+0 copies for the branch.
Borrower: (official seal) Lender: (official seal)
Address: Address:
Legal representative (signature): Legal representative (signature):
Banks and accounts:
Date of signature: year month day.
Signing place:
Model loan contract signed by the company and individual lender (Party A):
Borrower (Party B):
On the basis of equality, voluntariness and friendly negotiation, Party A and Party B have reached the following agreement:
1. Party B only borrows RMB from Party A..
2. The loan term is years, from year to year.
Three. Upon the expiration of the loan term, Party B promises to repay the loan, otherwise it is willing to bear all legal responsibilities.
Four. Party A shall deliver the loan to Party B within two days after the signing of this agreement.
5. If Party A fails to pay the money to Party B on time or Party B fails to repay the money on time, the breaching party shall pay the observant party RMB as penalty.
6. This agreement is made in duplicate, and shall come into effect as of the date when Party A and Party B sign and affix their official seals (official seals of the company), with each party holding one copy.
Party A: Party B:
Signature: Year Month Day