If the debtor's signature and ID number are inconsistent with the reality, the creditor can still bring a lawsuit to the court in the name of the actual debtor and provide the corresponding evidence of the defendant's debt. If necessary, you can apply to the court for handwriting identification to confirm that the signature on the debt is signed by the defendant and the debtor is actually the defendant. If the defendant cannot submit corresponding evidence to prove that he is not the actual debtor, he shall be liable for repayment.
At the same time, if the debtor deliberately signs a false name and ID number on the loan, it is a deliberate concealment of the truth and fraud; If the amount is large and the other party is suspected of fraud, he can report the case to the public security organ and ask the public security organ to file a criminal case and investigate his criminal responsibility according to law.
criminal law
Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.