1, if the debt is six years old, but the agreed repayment period is less than three years;
2, or there is no agreed repayment period, the time after the creditor claims the creditor's rights from the debtor is not more than three years, and it is still within the limitation period, and it can still sue.
I. The bill of arrears shall contain the following contents:
1. Basic information of the parties, citizens should indicate their names, gender, age, nationality, work unit and position, address and contact information, legal persons should indicate their names, residences, legal representatives' names and positions, entrusted agents' names, positions and addresses, and lawyers should indicate their law firms;
2. Have specific and clear opinions;
3. There are facts and reasons on which the prosecution is based;
4. Evidence and sources of evidence;
5. Signature and seal of both parties and date of signature.
2. The model of arrears complaint is as follows:
Plaintiff: Born in _ _ _ _ _ _ _ _ _ _. ID number: _ _ _ _ _ _, _ _ _ family, living in _ _ _ _. Tel: _ _ _ _
Defendant: Born in _ _ _ _ _ _ _ _ _ _. ID number: _ _ _ _ _ _, _ _ _ family, living in _ _ _ _. Tel: _ _ _ _
Litigation request:
1. According to the law, the defendant was ordered to immediately return the plaintiff's loan principal of RMB _ _ _ _ _ _ _ _ _ _, and the interest loss of overdue payment was calculated according to the benchmark interest rate of bank working capital loan for the same period from the date of prosecution to the performance date determined by the court judgment;
2. The litigation costs in this case shall be borne by the defendant.
Facts and reasons:
_________________________
To sum up, the plaintiff believes that the legal loan relationship between citizens is protected by law, and the defendant's delay in repayment damages the plaintiff's legitimate rights and interests. Therefore, according to the laws and regulations of our country, I hereby lodge a complaint with your hospital. Please accept it according to law and support the petition.
Go to the court.
Prosecutor: _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
In a word, there are many ways to solve the arrears dispute, such as negotiation, mediation, arbitration and litigation. As long as it is used in time and properly, it will get twice the result with half the effort. However, because creditors often delay too long in the negotiation stage, they miss many opportunities to recover their debts, and applying for a payment order is one of the effective ways to recover their debts.