This means that only one person's name can be written, because mortgage purchase can only be handled according to the principle that whoever borrows money signs it. We should ensure that the signatures on the purchase contract, loan contract and real estate license are unified, because the reason is to avoid the loan risk of banks. There is only one person's name on it, and the requirement is one person and one certificate, which is held by the first owner. However, in the column of housing share, we filled in * * *, so it is actually owned by many people.
if the property is owned by other * * * owners, and the column of * * * is also filled in * * * * *, this certificate indicates the joint ownership of the property legally, and both parties agree on their respective capital contribution or share, then there are always some cases of dog blood in adding our real estate license from time to time, so let's take a look at the addition of real estate license, adding the differences of parents, spouses and children.
It should be noted here that there are several different ways to change the name on the real estate license, but all of them will involve various issues such as property rights, creditor's rights, taxes and fees. Moreover, there are different explanations for changing the name of the real estate license before and after marriage, and the handling fees are different in different situations.
so what are the ways to rename the real estate license?
if someone else's name is added to the real estate license, that is, the owner of the house is added, there are three ways to do this: property analysis registration, sale or gift. Many people are not very clear about it. Generally, it refers to the property originally owned by one person, and then it is divided into two or more people on average, so it is necessary to carry out property analysis registration, which is more suitable for couples to increase the number of houses by * * * owners.
Similar to share transfer, the process is similar to normal house purchase and sale, and the deed tax on the share is required. The subtraction of names between parents and children is also regarded as a business transaction, and deed tax is charged. Moreover, if the real estate license processing time is less than 2 years, you still need to pay the full business tax; There is no deed tax for adding or removing the name between husband and wife. Inheritance and gifts between immediate family members are not within the scope of purchase restriction.
So now we still need to pay attention to the problem of adding a name to our real estate. We need to know some key points of the process to better safeguard our own interests.