If the insurance company knows that the salesperson signed on behalf of the policy holder, he will be severely punished and may even have his insurance agent qualification certificate revoked and face dismissal.

From a legal perspective, the insurance salesperson cannot sign on behalf of the policy holder. If a dispute arises in the contract after signing, there will be a big dispute between the insurance salesperson, the insurance company and the policy holder. , the insurance company will not recognize the validity of the insurance contract, will not compensate the policyholder, and will even pursue the legal liability of the insurance salesperson.

1. It is a legal requirement that the insurance contract be signed with the name of the policy holder.

Clearly explain the validity and authenticity of the contract in contract law, and a true and effective contract is required to bind both parties to sign and confirm. If there is a signature, the validity of the contract will be doubted, or even the contract will be invalidated. Therefore, it is the meaning given by the law that the insurance contract is signed by the policyholder. No one is allowed to change it without authorization, and it is not allowed in the case of a signature.

2. Signing on behalf of someone can easily have very serious consequences.

I think if the insurance salesperson signs on behalf of the client, it’s okay if there is no dispute in the contract. If there is a dispute in the contract, then the salesperson will bear full responsibility immediately, and will be expelled from the insurance company and his qualifications will be revoked. ; For insurance companies, the effectiveness of the contract is greatly reduced due to the irregular operation of the salesmen they have trained; for policyholders, the insurance company can even determine that the insurance contract is invalid, and if a claim occurs, the insurance company can refuse to pay or cancel the policy. , believing that the policyholder was not willing to sign and did not recognize the validity of the contract.

3. I personally believe that work must be rigorous.

I believe that as a qualified practitioner in the insurance industry, you must be serious and rigorous in your work, and you must not violate industry standards or operate in violation of regulations just because you are afraid of trouble, thinking that there is nothing wrong. Individuals bring a lot of unnecessary trouble. As a practitioner in the insurance industry, you must keep in mind professional ethics and company regulations.